Page 765 - Personal Finance

46 equity schemes beat Sensex to new highs

Redemptions, cash-calls acted as barriers for others

Don't rush to demat insurance policies

If your e-account doesn't match the insurer's repository, the policy would have to be held in physical form

Realty check

Case study

Are retail investors making a mistake?

Exit from equities if your investment was goal-linked or if you urgently need cash. Else, stay; rebalance your portfolio by picking attractively valued and some better-performing stocks

Investing: Rishi Nathany

Readers' Corner

Are banks wrongly branding people as defaulters?

Credit bureaus have become a weapon banks wield even against a consumer who deserves much better

No more lost in transmission

New norms for passing on the ownership of shares on someone's death will bring more cases under a simplified procedure

Insurance cover no big deal for company deposits

Even if the government goes ahead with its proposal, one should proceed with caution

Medium-term equity plays

Sectors such as automobiles, auto ancillaries and textiles could be good 12-18 month bets

Indians, Chinese aren't saving enough for comfortable retirement: survey

Survey says they they put their money in short-term instruments that may not provide long-term hedge to inflation

Why states dare to give NPS a miss

While Tamil Nadu had signed up with the PFRDA to shift their employees to the NPS in April 2003, Maharashtra signed up in November 2005

Mix assets for alpha returns

Overexposure in any one instrument will restrict performance

Suffering from catch-up mentality

If you did not enter when the Nifty was at 5500, it makes little sense to do so when the index is at 6300

The missing link in new Reit regulations

Lack of clarity in taxation would be a spoiler for investors

Where to invest in Samvat 2070?

How different asset classes are likely to behave over the next year and the investment options for you

FundsIndia.Com launches 'Instant Investing'

Now, anyone with a PAN card and bank account can invest without any paperwork or signatures

State Bank cuts short-term bulk deposit rate as liquidity eases

But hikes 180-210 day deposits by 20 bps; other banks maintains status quo

Sensex @ 21,000. Are you any richer?

With most schemes performing below the index, a few don'ts in the recent rally

I-T dept raids film personalities' houses & offices in Tamil Nadu

Over 100 officials from the dept raided 22 places across Chennai