Page 767 - Personal Finance
2013: Budgets were squeezed by inflation-interest duo
Prices rose and fluctuated, throwing household budget into disarray. One hopes 2014 would be a better year
 "2013: Budgets were squeezed by inflation-interest duo")
Banks try to attract home buyers with low interest rates
Part of a focus on retail advances, as corporate demand remains subdued; could reverse if RBI raises repo next month
 "Banks try to attract home buyers with low interest rates")
 "Realty check")
 "Case study")
 "General Insurance: Bhargav Dasgupta")
Knowledge of ailment must to establish suppression of facts
In the absence of knowledge of the ailment, there could not be any misrepresentation or concealment of facts
 "Knowledge of ailment must to establish suppression of facts")
Arbitrage opportunity between gold fund variants?
The losses from gold savings funds are lower by a whopping 8 percentage points as compared to gold ETFs. Why?
 "Arbitrage opportunity between gold fund variants?")
Keep an eye on the Bank Nifty
Since it has the highest weight on the Nifty and is high-beta, the market will follow where it leads
 "Keep an eye on the Bank Nifty")
Inflation-indexation bonds: Do you have a ledger account?
While the rate of interest is attractive, you will have to pay tax annually like in cumulative fixed deposits. Check if it interests you
 "Inflation-indexation bonds: Do you have a ledger account?")
A penny saved is a penny earned
India and China show interesting attitudes towards savings for retirement; and both need better financial instruments to save comfortably
 "A penny saved is a penny earned")
ICICI Bank to offer home loans at 15 bps lower rate till Jan 31
Introduces a 'special scheme' that offer loans up to Rs 75 lakh at 10.25% and for loans above Rs 75 lakh at 10.50%
 "ICICI Bank to offer home loans at 15 bps lower rate till Jan 31")
Be sensible: Stay out for some time
A market driven by sentiment and liquidity may see sudden reversals
It's time to review your portfolio
With the investment environment full of surprises, it's time to take advantage of them
Before you invest in property
A number of things need checking and for good reason. Read on to know why, so that you don't have regrets later
 "Before you invest in property")
Bajaj Allianz launches service-on-wheel
Service starts from Pune and will shortly be launched in Hyderabad
 "Bajaj Allianz launches service-on-wheel")
What next for short-term bond funds?
Reserve Bank's rate pause does not signal a rate reversal. Stay invested in these
 "What next for short-term bond funds?")
 "Tax-free bonds vs Bank fixed deposits")
Reasons to avoid loans against stocks
Besides a low proportion of the value offered as collateral, there are stringent guidelines
CBEC clarifies no undertaking on dues required under VCES
Tax payer just required to state information disclosed in VCES form as true and correct
 "CBEC clarifies no undertaking on dues required under VCES")