Page 768 - Personal Finance

External TPAs to stay awhile for state general insurers

Health Insurance TPA of India is expected to begin doing business by April 1, 2014

Part-prepaying to counter interest rate rise

With RBI likely to make credit costlier and banks to follow, some ideas on switching money to be able to do this

Rs 521 cr collected in small saving schemes by October

Khurda district has contributed the most to the small savings at Rs 59.25 cr followed by Ganjam district at Rs 52.81 cr

Tips for buying gold jewellery

The greatest demand for gold around the world remains for yellow gold, warm, rich, and subtle - the ultimate in precious metals

Pick your Mutual Fund scheme smartly

Selecting a suitable mutual fund scheme to match your needs can be tricky

Case study

Life Insurance: Anuj Agarwal

Should you buy online term plans with high claim rejection rates?

Online policies are cheap because there is no agent's fee involved, other administrative costs of the insurance company are lower and, most importantly, these use the latest statistics for calculating

Check returns on capital before investing

Thirty companies which generated an average RoCE of 30 per cent for five years have seen their market cap rise by 90 per cent

Economic omens not propitious for a rebound

Inflation remains the key focus point for valuations. This week is likely to see a focus on US tapering and a possible rate increase by RBI

Five inbuilt free or cheap insurance covers

From online frauds to LPG cylinder accidents, manufacturers and service providers give a host of covers

Where can you stay after retirement?

The hectic pace of life in metros might be fine while you are working. But a smaller town that offers the same facilities with a relaxed lifestyle is better

Mutual funds garner Rs 1.5 lakh cr from investors in Apr-Nov

There was a net inflow of over Rs 76,000 in the preceding fiscal

Reduce choppiness in debt funds with SIPs

Topsy-turvy G-sec yields have hurt bond investors. Worry not. SIPs can ease that problem considerably

Equity valuations have gone through the roof

Systematic investors should restrict their fresh stock market exposure; value investors must maintain rigid discipline

How to make your retirement kitty last

Your retirement nest egg has to go a long distance as high inflation could shrink your buying power. Now save a lot more

HIV/AIDS patients not to be denied insurance cover: Irda

They will, however, have to pay higher premium

Gaining currency

Bitcoin can buy you goods, fund assassinations and is a good investment. Yet it does not exist in a physical form. The author demystifies the alternative currency

Compulsory term insurance proposal gets mooted

A pure term insurance is an insurance policy where a policyholder or a relative pays premium for a particular tenure

Bundled insurance products find takers

Insurance executives said that as long as an option is given to a customer, there is no issue