Page 770 - Personal Finance

Is 'virtual' the new reality?

Even as a group of enthusiasts tries to popularise the bitcoin in India, the virtual currency hardly has any use here for now

Pension fund investment corpus to cross $1 tn by '25: Report

Globally, pensions systems key drivers of infrastructure sector, providing stability in capital markets due to their long-term outlook

Combine index and active funds in your portfolio

In uncertain times, being as diversified as possible helps in ensuring reasonably good returns and cost saving

Space for terrific upside?

If domestic institutions start speculating on an NDA comeback and FIIs remain positive, it could happen

Buy travel policies with wide coverage

Just having a basic cover that provides medical insurance can hurt

IRDA asks insurers to design policy for HIV/AIDS patient: Meena

All life insurers are required to put-in place a board approved underwriting policy with respect to life insurance products for people living with HIV/AIDS

What's your real return?

Insurers tout 12-15 per cent of the sum assured as the annual rate of return in money-back policies. But, the actual numbers are much lower

Take advantage of ELSS this year

It will not provide the same benefits once the new DTC Bill takes effect

Make use of service tax amnesty: FM

Says Voluntary Compliance Encouragement Scheme was an opportunity to come clean, make fresh start

HDFC raises home loan rate by 10 bps

Interest rate on loans of up to Rs 30 lakh will be 10.5%, while for Rs 30-75 lakh it will be 10.75%

Car recalled? Get the problem fixed

Insurance claims will be partly or fully rejected if there are issues or accidents in the future

Apollo Munich eyes Rs 700 cr premium this year

Firm today launched a product -- Energy -- to cover diabetes and related complications

Keep a lower exposure to the banking sector

While stocks are at cheap valuations, the volatility can be unnerving

Importance of Mutual Fund, Insurance and investment nominations

It is imperative for every responsible person to have a nomination in place

Importance of CIBIL credit report and ways to check it

The score is calculated by taking into account your complete borrowing details, history, repayment pattern and default instances

Are you paying more for your flat maintenance?

If the escalation in maintenance charge is genuine, you need to manage the burden somehow

Does real estate give spectacular returns?

Just nomination is not enough

A nominee is not the owner of the asset, unless a will says so

RBI's inflation bonds will lack liquidity

Although a benefit of 150 basis points over CPI is a good move, exit routes are quite stringent and the definition of senior citizen is different from that in tax laws

Double your loss expectations

Elections can have surprising outcomes, a normal stop-loss could be 'gapped' with the trader forced to cover an adverse position at well beyond his preferred levels