Page 771 - Personal Finance

Too early to enter auto sector

It will look attractive if rupee stays weak and sales pick up at the same time

Cover medical expenses of donors, too

With costs of medication for organ donors increasing, it makes sense to get them covered

When small is probably better

Firms in the small-cap and mid-cap space are available at cheaper valuations; with some basic checks, these can be worthwhile investments

Invest early to gain from compounding

Get into the savings habit now. The more you invest for as long as possible, the higher will be your end corpus

Check the forex exposure of companies

Those with abnormally high treasury and forex gains or losses are likely to be at the highest risk

Subvention scheme is a double-edged sword

If possession is delayed, the home buyer could end up paying both rent and home loan instalments

Education not in service tax net

Auxilliary services, like bus services, canteen, housekeeping also exempt from tax

Online portal for payment of road tax launched

Transport Dept has taken several initiatives in recent past to achieve a service oriented approach

Loans to cost more, but deposit rate hikes to compensate

A surprise hike in the repo rate will increase the cost of borrowing for households

Steady returns from NPS

While the returns have been around market expectations, investors should continue looking at investing here for the long haul

In sign of downturn, Indian retail landlords finally capitulate on price

Retailers can negotiate revenue sharing deals or get discounts on rent of up to 20%

A fifth of retired Indians not adequately prepared: HSBC

Over 40% of those surveyed say they intend to start a business post retirement

Should you buy gold on the dip?

From its recent peak, the price of gold has dipped 9%. Will this correction last longer or should you buy some gold now?

Investment by EPFO gets more flexibility

Ministry, however, rules out investment options in equity

Get a global equity edge

By investing in global funds, one can get global exposure to equity assets and hedge currency risk

Revamp your portfolio

A rebounding and steady market is a good time to weed sectors and funds that tend to drag the portfolio

Real estate inventories close to record high

Analysts say numbers nearing 2007 levels

You won't need to open Tier-II account of NPS

That is if pension bill's proposal to allow withdrawals from Tier-I account gets approved

Don't chase only yields while investing in debt

Check credit quality of the company before investing

Are you willing to bet on aviation?

Triggers like crude oil price drops or another set of fare hikes would help the sector but there is significant downside as well