Page 775 - Personal Finance

Complain against the actual service provider

Consumers often complain against the divisional officer of an insurance company who is a separate legal entity

Swaps can often be devilishly complex

While decoding the derivative instrument of swaps, remember there's always likely to be a loser

Where there's a will, there's no trouble

A handwritten or registered will has greater locus standi than a typed one. However, get it checked by a lawyer to avoid any disputes

Buy more in a falling stock market

In your panic to avoid losses don't stay away from assets that could provide better returns

Evading wealth tax is a criminal offence

You could be charged penalty of up to 500 per cent of tax amount or face imprisonment

Sentiment-driven trends always overshoot

Hoard cash until Nifty falls below 5,000 and then start index-buying systematically

Invest with 12-18 months timeline to beat bond volatility: MFs

To contain rupee volatility, RBI squeezed liquidity through a slew of measures, which pushed up yields both in the short and long-end bonds

If your flat possession is delayed...

You may claim damages for alternative accommodation and interest on the payment made

ATM, debit card-related complaints top Chandigarh banking ombudsman's list

The ombudsman received 800 complaints in FY12-13

What if your employer does not deposit EPF money

EPF subscribers whose accounts have not been credited with deducted money can complain to EPFO or labour ministry

Spas in the dock over service tax evasion

Drive resulted in searches at more than 40 places covering spas, health clubs, salons in Bandra, Colaba, Juhu

EPFO to launch online facility to view updated accounts

The new facility would enable subscribers to see online their updated accounts

Property prices plunge in 22 major cities

According to the NHB Residex, the biggest price fall in April-June 2013 was seen in Ludhiana, of 5.99%

Redressal for non-deposition of EPF

EPF subscribers do not have a very strong mechanism for recovery, but can bring the same to the notice of EPF authorities

Is it a good time to enter the equity markets?

Invest in tranches and hold for more than six months: Experts

Higher risk need not mean higher returns

Yields on highly rated bonds are the same as lower rated bonds' due to tight liquidity conditions

ICICI Prudential MF launches 'fund of funds' scheme

The scheme will invest in Global Stable Equity Fund of Nordea Asset Management Company, one of the largest asset managers in Europe

Look for your dream home online!

Application inks two-dimensional images like a newspaper ad with digital content through mobile phone

Protect and make provision for your family

A comprehensive health insurance policy for the entire family is a must for all

Primer: Debt Mutual Funds vs Fixed Deposits

Which one serves better for the conservative investor?