Page 775 - Personal Finance

Where to invest in Samvat 2070?

How different asset classes are likely to behave over the next year and the investment options for you

FundsIndia.Com launches 'Instant Investing'

Now, anyone with a PAN card and bank account can invest without any paperwork or signatures

State Bank cuts short-term bulk deposit rate as liquidity eases

But hikes 180-210 day deposits by 20 bps; other banks maintains status quo

Sensex @ 21,000. Are you any richer?

With most schemes performing below the index, a few don'ts in the recent rally

I-T dept raids film personalities' houses & offices in Tamil Nadu

Over 100 officials from the dept raided 22 places across Chennai

Avoid dual-rate schemes

Floating-rate housing loans are better, as these insulate you from sudden spikes in EMIs

Retail deposit rates may rise

Banks might hold on to lending rates for the time being

Is your brokerage closing?

As an investor, you have a month to shift; mutual fund investors can tag their units as direct investment

House price rises abate in Q1

QoQ growth RBI house price index over 2010-11 at all-India level was lower at 0.89% in first quarter of 2013-14

Keep costs in mind while selling MFs, stocks

There will be STT and a tax on short-term equity sales, plus an exit load for mutual funds

Max Life posts 11% growth in new business premium in H1

Gross written premium of company grew 4% to Rs 3,005 cr in the period

GI industry may touch Rs three-lakh-cr by 2025: FICCI report

Will grow at conservative CAGR growth rate of 13%

Indian, Chinese not saving enough for comfortable retirement: Towers Watson

Approximately 90% workers in China and 80% workers in India expect to retire at 60 or younger

Choose silver over gold this Diwali

Given prices of the latter are at an all-time high, it makes sense to opt for cheaper precious metals

Realty check

Ten steps to safe e-banking

Net banking might have made life easier but it can turn out to be a nightmare if one is not careful enough

Who will lead Nifty now?

With the Bank Nifty running into heavy resistance, the next rise will have to be fuelled by other sectors

Foreign banks offer dual-rate products

To attract home loan borrowers but say these are quite unlike RBI's disliked teaser offerings

Protect your wealth with trusts

Succession planning through this route is gaining traction, as more people prefer it to save tax and guard against tricky situations

Should you sell your MF or borrow against it?

You can borrow up to 50 per cent of your fund value