Page 781 - Personal Finance

Should you go for a traditional or a unit-linked pension plan?

Traditional pension plans offer a minimum guarantee, but higher exposure to equity in the case of Ulips could be more beneficial over the long term

EPFO to start online service for transfer claims by Aug 15

EPFO has started registering digital signatures of employers from Thursday which is a prerequisite for providing the facility

Why you need financial advisors

They will help reduce investment risk and ensure consistent review of your portfolio

Retail investors should stay out of PSU disinvestment

Avoiding the PSU component of major market indices is one of the safest ways to beat index returns

General insurers post 18% rise in premium collection for Q1

Private general insurers saw 25.8% rise in premium collection in the quarter

Rude shock for Ambuja minority shareholders

For them, it is a 'sell' or 'reduce' call from brokerage firms

Reporting your foreign income & assets

Indian revenue authorities are creating mechanisms to track income from different sources, including those outside India

Peninsula, Brookfield launch Rs 1,000 crore fund

Fund, with targetted corpus of Rs 750 crore, will invest in residential properties

E-filing of tax returns is not so complicated

Strategies to build an education corpus

Planning early for your kid's future has become all the more relevant today if you want to give wings to their dreams

What is dematerialisation of shares

India adopted the demat System successfully and there are plans to facilitate trading of almost all financial assets in demat format in future

Top 7 investment mistakes we make

It is advisable as not to take unnecessary risks and haphazard decisions when it comes to making investment plans

Picking the right sector funds

FMCG and pharma funds have given solid returns and look set to do well in future

Deposits charged by hospitals in cash-less plans to see a decline

New health norms with list of exclusions in policy to resolve the issue

Should you buy gold now?

Though the metal is rebounding in international markets, further gains could be limited

Tax Return Simplified: Accuracy is the key

It is important to furnish the information accurately for speedy and error-free processing

CBDT makes tax filing compulsory for those earning up to Rs 5 lakh

Earlier, it had exempted such individuals from filing tax returns

Pluses in buying directly from insurer

You will not be mis-sold a product, there are less chances of claims being rejected due to incorrect facts and you get renewal alerts

AEGON Religare Life ties-up with YES Bank for collecting insurance premiums

This would make it convenient for customers to pay their renewal as well as new business premiums

Ways to claim insurance when disaster strikes

Claiming for damages to goods or vehicles is easier, life claims take longer