Page 782 - Personal Finance

Third-party motor segment a burden on insurers

Combined ratios for the motor insurance segment stand at 130-135% for the industry

I-T dept sends 35,000 more letters to non-filers

Also plans to write to those who carried out high-value transactions in 2010-11 and 2011-12

Baroda Pioneer AMC to target SME customers

MD says SMEs as a category of investors in debt markets is a big opportunity that fund houses can tap into

Fund houses to reach out to inactive MF distributors

Reliance MF, LIC Nomura and UTI among fund houses who are looking to touch base with older, inactive investors

Transfer your home loan in easy steps

On the basis of good repayment track record, individuals can also discuss and re - negotiate with their current lender for better interest rates

7 points you must consider while reviewing your financial plan

Take an appointment with your financial planner at start of new financial year and understand whether your financial plan is moving in right direction

Have the right strategy in case of co-borrowing

A co-borrower increases your home loan eligibility and reduces interest cost but banks do not prefer some categories due to legal issues

Playing the odds: How long should long-term investing be?

Holding period of 3 yrs reduces chances of negative returns by a half compared to 1 year

Teething troubles for EPFO web portal

Currently, only balance till March 2012 available; data update in 2-3 weeks

Teething troubles for EPFO portal

Balance till March 2012 available now, but data update in 2-3 weeks, says PF dept

Investment advisors favour IT, pharma funds

But fund managers recommend that investors stick to diversified or large-cap funds

NRIs should take advantage of lower TDS while selling property in India

Moreover, investing capital gains in bonds will not attract any TDS at all

Case study

Realty check

Budget: Rs 50 lakh to Rs 1 crore

Drive in style at half the price

To buy a used luxury car, approach only authorised dealers and ensure verification of documents

Living on the edge

With the comeback of the pink slip season, your survival kit should include a six-month emergency corpus and enough insurance cover

Tipping point

General Insurance: Rakesh Jain

Take care: Exit ahead!

Just as you eliminate the impact of timing by investing in SIP mode, you must also exit systematically. Ideally, you should exit in the same extended fashion in which you invest, though this is unlike

Is this a false rally?

But even these rallies can last long enough to wipe out a short-seller