Page 784 - Personal Finance

Enactment brings optimism to industry

Number and quality of products, with accountability for these, should change for the better

Advantage home buyers

RBI's move to link loan payment to construction progress is likely to bring down property prices

Advance tax payments may add to liquidity woes

With new boss in charge, RBI may unwind some of the liquidity squeeze steps to ease the pressure

Sinking rupee, sinking dreams

A cut in everyday living expenses, buying lower quality milk is just the beginning

Beware of fraud, fake mobile applications: I-T to taxpayers

The department said that they do not ask for detailed information of any person over the internet

Use forex cards in volatile times

It will ensure that your budget does not go haywire if there is a sharp depreciation

For GBP 1,000 expense a month, I would need Rs 1 lakh from my parents

Cheryl Jadav, moving to UK to study, is facing a dilemma of how she is going to fend for herself there

Every one rupee slide against pound inflates my budget by Rs 20,000

Shubhashish started Project Hope early this year to bridge the Rs 8 lakh gap to finance his education

Don't buy life insurance before October

The new-look traditional products will have higher surrender value and lower commission

Outperformer Bajaj Corp shows FMCG companies the power of one

A single-minded focus on its most successful brand, Almond Drops, is the core theme of one of India's most profitable and fastest growing in its sector

Locked in a financial dispute? It will be a long haul

The NSEL fiasco has brought the focus back on the investor redressal mechanism. But it's best to avoid exotic products

7 tax exemptions that can land you with a penalty

If you claim them on certain items of income or investments, adhere to the rules or be prepared to pay a penalty for tax evasion

Readers' Corner: Sanjay Agarwal

Pathardi, Nashik: Attractively low prices

Complain against the actual service provider

Consumers often complain against the divisional officer of an insurance company who is a separate legal entity

Swaps can often be devilishly complex

While decoding the derivative instrument of swaps, remember there's always likely to be a loser

Where there's a will, there's no trouble

A handwritten or registered will has greater locus standi than a typed one. However, get it checked by a lawyer to avoid any disputes

Buy more in a falling stock market

In your panic to avoid losses don't stay away from assets that could provide better returns

Evading wealth tax is a criminal offence

You could be charged penalty of up to 500 per cent of tax amount or face imprisonment

Sentiment-driven trends always overshoot

Hoard cash until Nifty falls below 5,000 and then start index-buying systematically