Page 785 - Personal Finance

Building a Mutual Fund portfolio

The problem investors' face is choosing the right fund for their requirement

Realty rush back in the Capital

Developers announce new projects, vacant land being unlocked

Don't depend on health cover by your employer

Take a top-up or a standalone health cover; it will help you switch jobs and give larger coverage

Family members of missing govt employee eligible for pension

However, family members of those employees who disappear after committing frauds or crime, will not be entitled to pension

CPI-linked bonds: Insurance among segments interested

If the Reserve Bank of India decides to issue these, market is likely to buy even more of these than WPI-indexed ones

Get alerts for banking frauds

But there is no system to avert frauds in the first place

Now, you can't use credit card to buy gold jewellery on EMIs

Banks asked not to convert purchases into instalments; Cards not to be accepted for sale of gold coins

Case study

Realty check

Budget: Rs 50 lakh to Rs 1 crore

For a good deal, go house hunting in the rain

Developers often quote high prices but they would be more than willing to give discounts

Stop buying too many policies

Lapsing of 16 million life policies clearly shows many of us are buying but not renewing

Tipping point

Life Insurance: V Philip

It's luck, not skill

Most investors believe their profits are due to skill and their losses to bad luck. Actually, a large amount of luck's involved on both sides of the equation

EPFO to launch online PF claim settlement facility in July

At present, employees have to get their applications verified from their employers for settlement of claims

Go long on export companies

Share prices of smaller exporters are at reasonable valuations. The weak rupee could mean windfall gains for some of them

Look for sustainable returns

Rating of products comes in handy as low ratings reflect high risk

Bubble in the making?

Inventory of unsold flats may have piled up but prices continue to rise, helped by a steady demand

A health cover for diabetics

Group policies are more suitable for diabetics; these are negotiable & flexible

Sobha plans Rs 1,500 cr Global Mall in Bangalore

Group diversifies into retail, hotels