Page 791 - Personal Finance

Use debt to beat volatility

In these uncertain times, fixed income products such as bank FDs and bond funds are good places to park your funds

Looking at MNC stocks? Think again

If you are not happy with the price offered at buybacks, you could be in for a long haul

Sell your house. Don't go for reverse mortgage

You will have to adjust to a new area and place but it will be financially more prudent

Tipping point

Taxation: Homi Mistry

Consumer forum can use forensic examination to settle disputes

Dealing with volatility

One could buy stocks cheap, sell if the market rises or do nothing. All these decisions would be correct

LTUs may be made mandatory

Proposed move may help check evasion as LTUs act as single window facilitation centre for all large entities paying excise duty, service tax and income tax.

EPFO to keep interest rate on PF unchanged at 8.5% in 2013-14

The EPFO office has already worked out the income projections and the feasible rate of return to be provided on PF deposit

Technology isn't the answer always

One needs to be constantly vigilant to avoid getting into trouble

When your investments don't work out...

Averaging out or churning the portfolio aggressively will not help

Buying strategy in a seller's market

Systematic investment averaging down would be the best method to handle a situation where price might fall or stagnate for a year

Soon, e-filers may not have to send hard copies to I-T dept

About 27.5 mn people would file income tax returns online, compared with 21.4 mn last year

Online taxpayers may not need to send papers to CPC in Bangalore

The new measure, expected to be operational by September, will save taxpayers the hassle of sending paper documents by post

Not the time to re-jig your portfolio

RBI still unwilling to cut rates, Sensex is volatile and the outlook for gold isn't clear

Weak rupee draws NRIs to Indian realty

The enquiries from NRIs for buying property in India have risen by 15-20% following the rupee's depreciation

Protect yourself from the rupee's fall

Global feeder funds provide geographical diversification from rupee assets, gain when rupee falls

Soon, EPFO may settle your claims in just three days

EPFO has called a meeting of all zonal heads on July 5 to draw an action plan

Now, mid-income segment to be offered Amex cards

American Express Banking Corp offering fabled 'black card' to world's wealthiest plans to introduce credit card for mid-income groups in India by end of this week

Irda's health insurance: Hospital size is a hurdle

The minimum bed size requirement may impact maternity homes the most