Page 825 - Personal Finance
Job change should not deprive you of PF
Keep transferring the account, as unclaimed amount will not earn interest after three years
Taxman versus taxpayer
Big evaders might be the target but the small guys end up getting punished
Quality & affordable options
Hot Spot: Magarpatta, Pune
Debt Counseling: Mohan Jayaraman
Readers' Corner
Invest Rs 40 lakh for tax benefit of Rs 20,000
The Budget proposal for additional home loan deduction will have little impact on the market
Act before the builder goes bust
There are some tell-tale signs such as slowdown in construction or absence of communication
RBI's largesse may spark rally
Markets have survived high valuations & an average Budget. Will the money-laundering sting prove the last straw?
Tax-free bonds good for those in higher bracket
No TDS is good, but it need not mean higher returns for all
 "Tax-free bonds good for those in higher bracket")
Watch out for excess debt
Keep all monthly repayments to less than 45 per cent of take home pay
Markets could correct this year
A 20-30 per cent correction is likely while the upside is limited to 10 per cent
New forms for I-T returns to be notified by March-end
New forms for filing of income tax returns for the assessment year 2013-14 are proposed to be notified by the end of this month
 "New forms for I-T returns to be notified by March-end")
Boost for your retirement kitty
With NPS, EPFO and insurance firms beginning to invest in a wider basket, gain would come with some volatility
 "Boost for your retirement kitty")
Why Nov 30 is important for all mutual fund investors
New KYC norms require fund investors to submit a new form
 "Why Nov 30 is important for all mutual fund investors")
India's onloine search for insurance, pension products grows 4 times in three years
13 million internet searches related to Insurance & Pension products recorded
 "India's onloine search for insurance, pension products grows 4 times in three years")
PFRDA allows subscribers deferred withdrawal on exit from NPS
No fresh contributions will be accepted, no partial withdrawals will be allowed during such a period of deferment
 "PFRDA allows subscribers deferred withdrawal on exit from NPS")
Too much advice hurts the investment
Concentrate on large-cap stocks and hold on to these for long periods
 "Too much advice hurts the investment")
Can insurance documents be simplified?
Policy details can be reduced and simplified but may be not to a few pages like other financial products
 "Can insurance documents be simplified?")
Nokia and New India Assurance launch handset insurance plan
The partnership will provide Nokia's consumers a handset insurance plan to safeguard them against risks of mobile handset loss and damage
Aviva Life launches Wealth Builder plan
The plan offers twin benefit of protection and investment