Page 826 - Personal Finance
Can insurance documents be simplified?
Policy details can be reduced and simplified but may be not to a few pages like other financial products
 "Can insurance documents be simplified?")
Nokia and New India Assurance launch handset insurance plan
The partnership will provide Nokia's consumers a handset insurance plan to safeguard them against risks of mobile handset loss and damage
Aviva Life launches Wealth Builder plan
The plan offers twin benefit of protection and investment
Ratings to help track performance of ULIPs
While ratings for ULIPs can be a starting point for policyholders to find out the returns on their investment, they should keep in mind other charges which can have an impact on the number of units
 "Ratings to help track performance of ULIPs")
Bharti AXA Life launches Hospi Cash Benefit Rider
Benefits of this rider include a fixed daily pay out in case of hospitalisation and an additional daily pay out in case of admission in ICU
 "Bharti AXA Life launches Hospi Cash Benefit Rider")
 "Case study")
How to check your tax liability
Knowing it helps avoid excess tax payment, over-investing in a tax-saving instrument and endless wait for refund
 "How to check your tax liability")
Insurance is not for returns
Return-of-premium plans are more expensive than pure-term plans and have a lower maturity amount than traditional products
 "Insurance is not for returns")
Collectibles as investments
A host of items such as stamps, coins, currency and even matchboxes can fetch good value
 "Collectibles as investments")
Corporate veil can be lifted to punish guilty directors
A firm cannot act on its own, it works through its directors. Crooked directors cheat consumers and can be criminally prosecuted
Can't identify a trend?
Better stick to stodgy stocks with predictable range-trading characteristics
Spice portal offers cover against cell theft
Company claims more than 35% of handset buyers are buying the cover insurance at the time of purchase
 "Spice portal offers cover against cell theft")
IIP data does not justify rise in equities
Either the market will correct down in the next few months or IIP must zoom up. The divergence cannot go on forever
Forced saving in equities good for retirement corpus
The guidelines will ensure that fund managers continue to focus on index stocks
 "Forced saving in equities good for retirement corpus")
Sub-limits eat into health cover
Apart from room rent, there are smaller limits for certain illness also
 "Sub-limits eat into health cover")
Mumbai landlords may benefit from redevelopment
Windfall for 17,000 dilapidated city buildings
Realty FDI may come with a rider
RUN - UP TO BUDGET 2005