Insurance plans can be a good option for managing a child's future education expenses.

Caring for your child

Business Standard

Mutual funds also offer pension plans. A look...

A long-term option

Don't dig into personal reserves, avoid personal and short-term loans.

Keep your business buoyant

Conventional wisdom has it that it is foolish to invest in a new fund offer (NFO). Is this applicable to index fund NFOs as well? I am planning a lump sum investment in Benchmark S&amp;P CNX 500 Fund.

Invest in index funds through an SIP

If you depend on the marketing efforts of asset management companies (AMCs) and distributors to get to know about mutual funds, chances are you have no money in balanced funds. Just take a look at the record of new fund launches. Since the stock market started rising in 2003, 12 new equity-oriented balanced funds have been launched, as against 157 new equity funds during the same period. That's 13 equity funds for every balanced fund.

Balancing the act properly

Towards the end of every financial year, taxpayers scramble to meet their investment requirements under different sections of the Income Tax Act. And the end result, almost always, is a lot of confusion.

Taxing time: Count on rebates

Private sector lender, ICICI Bank, lost more than Rs 11 crore due to over 8,000 cases of credit card frauds last year.

ICICI Bank faces most credit card fraud cases

Press Trust of India

General insurers seek Irda nod to increase deductibles.

Now, pay more to make insurance claims

Weighed down by mounting outstandings and non-performing assets (NPAs), credit card companies are taking strong measures that include slashing new card issuances and credit limits for existing customers.

NPA-wary credit card firms get tough

It&rsquo;s not just investors, even fund managers believe that &lsquo;cash is king&rsquo;. Equity and hybrid funds&rsquo; cash holdings hit Rs 9,729 crore, or 11.46 per cent of their average assets under management (AAUM) of Rs 84,908 crore, at the end of January. This is the highest in the last one year.

MFs&#39; cash holding doubles in a month

Banks are willing to help cardholders to settle dues.

Debt counselling

Despite a different theme, returns from contra funds are similar to equity diversified funds.

On the contrary...

No change in the maximum cover of Rs 750 crore.

Pay more for terror cover from April 1

The worst of recession could coincide with the run-up to the elections.

Worse yet to come?

Cheap investment options that offer quick entry and exit.

Save cost, exit fast

The Insurance Regulatory &amp; Development Authority (Irda) has allowed Life Insurance Corporation of India (LIC), the country&rsquo;s largest institutional investor, to hold more than the mandated 10 per cent stake in at least 47 companies.

LIC gets breather on 10% stake ceiling

The Income Tax (I-T) department is all set to move the Supreme Court (SC) for a final judgement on its tax claims of around Rs 2,000 crore in cases involving dividend stripping prior to 2002-03. The taxman had lost the case in the Bombay High Court last year.

Taxman gears up to move apex court

General Insurance Corporation negotiates lower commission, profit share with non-life insurers.

Insurance premium may not fall further

The Insurance Regulatory and Development Authority (Irda) has directed that premiums after the first year for unit-linked products must mandatorily be at not less than 75 per cent of the initial year&rsquo;s premium.

Minimum follow-on premium for Ulips at 75%: Irda

The country&rsquo;s largest private sector lender, ICICI Bank, today reduced its lending rates on home and auto loans 50 basis points and deposit rates 50 to 75 basis points across various tenures

ICICI cuts home, auto loan rates 50 bps

Joining the rate cut bonanza , Bangalore- based public sector lender Canara Bank today reduced its benchmark prime lending rate (BPLR) by 75 basis points from 13.25 per cent to 12.50 per cent with

More lenders cut interest rates

Personal Finance: Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Personal Finance: Investing, Planning, Retirement, Loans, & Insurance | Business Standard

Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Page 946 - Personal Finance