Page 984 - Personal Finance
Maternity cover under group plans more beneficial
But it would be wise to set aside a corpus in case of late pregnancy
New life insurance policies might be worth the wait
Proposed guidelines to promote insurance as protection, not an investment tool
MFs go social to increase penetration
With focus on cost management, fund houses target the youth for long-term money
HDFC Bank reduces lending rates
Base rate, BPLR cut by 20 basis points the bank had kept its lending rates unchanged since August 2011
Big funds score on safety
Smaller funds are more nimble, allowing them to exit and enter stocks quickly
Real estate investment options
With Securities and Exchange Board of India raising the investment floor, alternative avenues available are angel investing or stocks. But investors need to be cautious
Foreign players see value in Indian mutual fund industry
Recent deals fetch good valuations despite tough times for the industry
Pare losses in infrastructure funds
If you have high exposure (10-15 per cent) to this segment, move out of it and invest in equity diversified schemes
Estate planning must for everyone
It ensures that your wealth is distributed properly and as per your wishes
Travel should not drain savings
But you will have to plan it in advance to bag good deals and save at the same time
Getting the best of debt instruments
Consider each one depending on your future goal, time horizon
Signs of price bubble in MNC stocks
Investors need to be careful before going overboard on these shares