Should you get a term insurance plan? Yes, if you wish to secure your own or your family's financial future. For an annual premium of just over Rs 13,000 up to Rs 15,900, a 30-year-old male non-smoker living in a metro city can secure a term insurance plan with a sum assured of Rs 1 crore. Policybazaar’s comprehensive table on term insurance premiums provides an overview of the options available.

)