Wednesday, November 19, 2025 | 07:33 AM ISTहिंदी में पढें
Business Standard
Notification Icon
userprofile IconSearch

Term Insurance Plan

Term insurance: Pick insurer with consistently high claim settlement ratio

A strong persistency ratio signals customer trust, better service and fewer disputes, while a high claim settlement ratio shows how reliably an insurer honours claims-key checks before buying term cov

Term insurance: Pick insurer with consistently high claim settlement ratio
Updated On : 18 Nov 2025 | 10:06 PM IST

GST 2.0 makes term insurance tax-free: How to save upto ₹1 lakh on policies

Now you have the option to choose a greater sum assured at the same price. Rather than paying tax, you can invest the money in increasing your cover

GST 2.0 makes term insurance tax-free: How to save upto ₹1 lakh on policies
Updated On : 07 Oct 2025 | 8:55 AM IST

Delaying term insurance? Premiums jump nearly 50% in just five years

Buying term cover in your 30s instead of 20s can inflate costs steeply, with premiums rising up to 50% in five years and adding lakhs to your long-term outgo

Delaying term insurance? Premiums jump nearly 50% in just five years
Updated On : 26 Aug 2025 | 4:27 PM IST

Term life buyers opt for higher cover and avoid long tenure policies

Rising premiums for longer durations and features like smart exit prompt shift to shorter term insurance policies with higher sums assured of ₹2-5 crore

Term life buyers opt for higher cover and avoid long tenure policies
Updated On : 26 May 2025 | 8:53 PM IST

What are the best term insurance plans for you? Best premium rates here

If you are earning and have dependants, it's essential to buy a term insurance plan

What are the best term insurance plans for you? Best premium rates here
Updated On : 01 May 2025 | 7:13 PM IST

What are the best term insurance premiums available for professionals?

A term insurance plan is a safe and attractive option for securing your own finances as well as your family's long into the future

What are the best term insurance premiums available for professionals?
Updated On : 03 Apr 2025 | 2:52 PM IST

Buying Term Insurance? Here are the best plans for you to consider

Term insurance is a must for young professionals who are looking to provide a cushion for their dependants

Buying Term Insurance? Here are the best plans for you to consider
Updated On : 09 Jan 2025 | 3:01 PM IST

Looking for term insurance? These are the life cover policies available

Term insurance policies are a must for young professionals who have dependants and looking to insure their financial future

Looking for term insurance? These are the life cover policies available
Updated On : 26 Dec 2024 | 2:39 PM IST
Why Women Should Consider a Term Insurance Plan?
Updated On : 22 Nov 2024 | 5:14 PM IST

Short term health insurance coverage: Benefits and limitations explained

It helps people between jobs or facing a gap in employer-sponsored plans, helping in protection against unexpected medical expenses

Short term health insurance coverage: Benefits and limitations explained
Updated On : 13 Sep 2024 | 4:25 PM IST

Factors to consider when choosing term insurance plan

Consider your life stage when choosing a term plan. Don't just focus on the premium, look at the insurer's claim settlement history and financial stability

Factors to consider when choosing term insurance plan
Updated On : 12 Aug 2024 | 5:40 PM IST

Costlier term cover: Opt for high claim settlement with low premium

Narrow down prospective insurers' list to well-known players with strong claim settlement ratios, then select one offering lowest price

Costlier term cover: Opt for high claim settlement with low premium
Updated On : 26 Jul 2024 | 10:49 PM IST

Why are 20s considered the best time to buy term insurance?

When purchasing an insurance policy it is crucial to consider insurance providers with a high and consistent claim settlement ratio coupled with quick turnaround time for settlement of claims

Why are 20s considered the best time to buy term insurance?
Updated On : 07 Jun 2024 | 5:00 PM IST

Term insurance test and getting into movies: Top personal finance stories

This week we explain how self-employed people can get term insurance and how train for a career in showbiz

Term insurance test and getting into movies: Top personal finance stories
Updated On : 05 Jan 2024 | 10:36 AM IST

Insurance: Term plans see 10% surge among self-employed, 41% opt for ULIP

Within the demographic of term insurance buyers, self-employed males dominate with 89 per cent representation, while females constitute a comparatively smaller share, standing at 11 per cent.

Insurance: Term plans see 10% surge among self-employed, 41% opt for ULIP
Updated On : 20 Dec 2023 | 3:50 PM IST

Bajaj Allianz Life Insurance has a new 'increasing income' savings plan

Bajaj Allianz Life ACE - Increasing Income provides life cover with tax benefits and allows flexibility in determining policy terms, ranging from 10 years to 100 years of age

Bajaj Allianz Life Insurance has a new 'increasing income'  savings plan
Updated On : 12 Dec 2023 | 11:53 AM IST

Explained: Term insurance premium is 15% cheaper for women than men

Women may be eligible for lower premiums than men due to their longer life expectancy and lower risk of certain health conditions.

Explained: Term insurance premium is 15% cheaper for women than men
Updated On : 10 Oct 2023 | 11:20 AM IST