LPG, SBI ATM, UPI: Five rule changes in October explained | Key financial changes | MDR charges

October brings five financial changes that could affect consumers and businesses differently. LPG consumers need biometric Aadhaar authentication to access subsidised refills. Some SBI customers will get fewer free ATM transactions. Eligible merchant UPI payments above ₹2,000 will attract MDR of up to 0.4 per cent. NPS subscribers will see revised onboarding and annual charges. Banks must also disclose bulk deposit rates daily by 10 am, with a grace period until 10:10 am.