Page 2 - Personal Finance

Karnataka proposes law to change apartment ownership rules: Details

The proposed Bill gives apartment owners greater rights, sets redevelopment rules and brings ageing buildings under scrutiny

Buying a home in UP? New RERA rules change how maintenance money is handled

UP RERA introduces new rules for maintenance corpus; builders must invest funds in FDs

Home loan to daily essentials: How to prepare financially for job loss

Your emergency fund must increase as your monthly bills increase, say experts

How to reset your personal financial plan when major life changes occur

Before modifying investments or changing your lifestyle, calculate the cash you can access within 24 hours

What is a financial review and how often should you such an audit

Sit down with your spreadsheets or finance apps and check your structural alignment

What is debt consolidation financial strategy, who should consider it

It provides psychological relief but can lead to a much deeper debt trap if spending habits do not change

Achieve your wealth goals, follow this roadmap for the next five years

Calculate how much you can invest each month and then decide everything you want to achieve in the next five years

Making an insurance claim in crisis: Shifting from panic to protocol

Filing a successful claim involves following a strict chronological sequence that leaves the insurer with no valid reason to deny you

₹36 lakh vs ₹26 lakh: AI skills now command a 38% salary premium over IT

AI salary premium widens from ₹1 lakh to ₹10 lakh as careers progress

9 banks offer senior citizen FDs of 8% or more; small finance banks lead

The sweet spot for locking in the highest FD rates remains between 24 and 36 months

File full and accurate details in tax return forms to claim deductions

Providing incomplete or inaccurate information can have penal consequences

Follow July 31 ITR deadline: Filing your return late has hidden costs

The late fee is only part of the cost. Missing July 31 can affect refunds, tax savings and future claim

Old health cover may leave you underinsured as medical costs rise

Review the sum insured at every renewal, upgrade while healthy, and use a super top-up to raise cover affordably

Ignoring a property mutation notice could cost you legal rights: SC

The ruling highlights why every property mutation notice deserves attention, even if you think your rights are secure

RBI Ombudsman scheme offers up to Rs 33 lakh to customers: Know rules

The revamped grievance redressal framework is free to use, but customers must follow specific steps before approaching the regulator

Education loan demand shifts beyond US, NBFC AUM seen up 20%: Report

US education loan disbursal fell 57% in FY26, but NBFC education loan assets are still expected to grow 20% this financial year

12%, 9% or ₹1,800 PF? How employees should choose under new EPF Scheme

Higher salary or bigger retirement corpus? How to choose your PF contribution

Premium home prices rise up to 28% as Noida outpaces Mumbai, Delhi

Noida shines, Goa cools: India's premium housing winners and losers

Builder gave flat, not promised amenities; RERA orders 90-day fix

Order says handing over a flat alone is not enough if promised amenities and common facilities remain incomplete

75% insurance buyers save up to 70% on premiums by comparing plans: Report

Premiums for similar insurance cover can vary widely, making comparison an important step before buying