Insurance Premium

Brokers say lower payouts may not necessarily translate into cheaper premiums and could instead squeeze servicing economics, trigger consolidation, and weaken insurance distribution

As Irdai weighs caps on commissions and scrutiny of distribution costs intensifies, comprehensive health cover remains essential amid rising private healthcare expenses

Here is a selected list of the best term insurance rates from various insurers for young professionals living in a metro, with coverage of up to Rs 1 crore

Gross direct premium underwritten by non-life insurers rose to ₹31,397.6 crore in July, as growth at multi-line general insurers moderated from the previous month

Assess the policy's returns, risks and liquidity restrictions, and ensure that you can sustain the premiums throughout its term

Industry NBP rose 5.15 per cent year-on-year in May, with weak growth in group insurance premiums weighing on both LIC and private-sector life insurers

Gross premiums underwritten by IFSC Insurance Offices in GIFT City rose fourfold in FY26, driven by rapid expansion in reinsurance business and a doubling of insurance entities

With healthcare costs rising steadily, opting for a deductible can help senior citizens reduce health insurance premiums while retaining protection against major medical emergencies

Gross direct premium underwritten by non-life insurers rose 8.28 per cent in April, supported by strong growth in health and general insurance segments

Health insurance premiums tend to rise rapidly at older age

Both life and non-life insurers reported strong January premium growth, supported by a favourable base effect and the GST exemption on individual life and health insurance premiums

Here is a selected list of the best term insurance rates from various insurers for young male professionals living in a large city

Campaign running from January 1 to March 2, 2026, allows revival of lapsed individual policies with concessions on late fees, aimed at restoring insurance cover for policyholders

Life insurers have formed committee to discuss the capping of distributor commission

Check out the term insurance rates from various insurers for young male professionals living in a large city

Nil GST on premiums, favourable base effect key drivers

Industry leaders emphasise the need for dynamic, data-focused models and protection for new infrastructure, like EV charging stations

Niva Bupa expects a modest 50-60 basis point hit from GST-related ITC loss but aims to offset it through higher policy sales, revised distributor commissions, and cost efficiencies

HDFC Life sees 50% surge in retail term sales after GST cut; CEO Vibha Padalkar outlines margin recovery, product mix shift, and strategies to offset ITC impact

Nil-rated vs exempt GST status will decide if savings reach you, or if premiums quietly climb instead