RBI Policy

Indian ‌banks and non-bank lenders have seen a rush of foreign investor interest as demand for credit in the economy remains strong and loan delinquencies remain low

Central bank retains existing transaction limits for cash-based remittances, mandates additional authentication and strengthens safeguards against suspicious transfers

The Reserve Bank on Thursday proposed that loans for agricultural infrastructure will be subject to an aggregate sanctioned limit of Rs 100 crore per borrower from the banking system. As part of the ongoing effort towards consolidation of various instructions, the Reserve Bank of India said it has undertaken a review of the extant guidelines relating to Priority Sector Lending (PSL) and proposes to issue directions on the subject for different regulated entities, including commercial banks and regional rural banks. A draft direction on commercial banks proposed an aggregate loan limit of Rs 4 crore per borrowing entity for crop loans, medium and long-term loans for agriculture and allied activities, as well as loans for pre- and post-harvest activities. It also said: "Loans for agriculture infrastructure will be subject to an aggregate sanctioned limit of Rs 100 crore per borrower from the banking system." The lending to the agriculture sector will include farm credit (agriculture

The revised directions mandate annual system audits, source code safeguards and stricter oversight of third-party ATM switch providers, with immediate effect for large and medium PSOs.

The Technical Consultative Committee for Financial Markets, headed by Deputy Governor Rohit Jain, will meet at least once a quarter to discuss policy, operational and market infrastructure issues

Nov 2026 bank holidays will vary across Indian states based on local festivals. The RBI has outlined specific holiday dates for scheduled banks for both scheduled and non-scheduled banks

Banks face higher costs to hedge interest payments on FCNR(B) deposits as RBI's new forex derivative rules require a 20 per cent reserve, while dollar-rupee forward premiums rise

Supreme Court says RBI's proposed rules must hold banks liable for customer losses caused by inadequate safeguards, with compensation no lower than the amount lost to fraud

Due to Valmiki Jayanti, bank branches in some states will be closed today as per the RBI's schedule for October 2026. Banks will stay closed for physical operations in different states

His remarks come amid a debate over whether Tata Sons, the holding company of India's largest conglomerate Tata group, is required to go public

Net FDI inflows increased from $9.6 billion a year ago, supported by higher gross inward investment and a slowdown in outward FDI, according to Reserve Bank of India data

RBI MPC minutes show members concerned about broadening inflation, with two dissenting on the shift to calibrated tightening despite unanimous support for a 25-basis-point rate hike

Rupee's gains continue, reaching over a one-month high

Special window for PSU oil companies from Monday; Forex dealers will not permit users to rebook any foreign exchange derivatives

From the RBI's shift to calibrated tightening and health-insurance copayments to India's tax reform journey, aviation security, today's opinions examine policy trade-offs and institutional change

RBI to issue FAQ document to clarify reporting needs

With the RBI changing its monetary policy stance from 'neutral' to 'calibrated tightening ', experts on Wednesday said that the central bank would go for another rate hike of up to 50 basis points in its upcoming December policy. The next bi-monthly monetary policy is due on December 4. Earlier in the day, the Reserve Bank of India raised its benchmark interest rate by 25 basis points to 5.50 per cent, its first increase in nearly four years, and signalled that further hikes could follow as rising inflation and a weakening currency prompt a policy pivot. Anticipating the rate hike by the RBI, Bajaj Finance has raised interest rates on its fixed deposits by 15 to 40 basis points across all tenures from 12 to 60 months. The revised rates take effect from October 7 and apply to both fresh deposits and renewals, Bajaj Finance said in a statement. The biggest increase is on longer tenures, it said, adding, interest rates on deposits for 31 to 60 months rise by 35 basis points for regul

Malhotra said financial markets can be irrational in the short run and noted that measures including the REER suggest the rupee may be undervalued

Axis Bank, Karnataka Bank, PNB, AU Bank and City Union Bank are the 5 bank stocks identified by Ajit Mishra of Religare Broking and Hitesh Rathi of Angel One based on the technical chart set-up.

Going ahead, crude oil prices, food inflation, the rupee and global monetary conditions will be the key variables to watch.