Page 2 - Rbi Policy

Who ate the banks' cake? Indian banking sees structural deposit shift

As deposit growth lags credit expansion, Indian banks face shrinking low-cost Casa inflows, rising funding costs, and structural shifts driven by UPI, e-Kuber, and digital savings trends

Frauds per transaction rising, says RBI Deputy Governor T Rabi Sankar

He said that in a truly competitive market, banks might have sought to recover these additional costs from fintechs, but doing so could have slowed the pace of technological adoption.

Regulators can work together to minimise overlaps: RBI Deputy Governor

RBI Deputy Governor Swaminathan J said regulators should coordinate to reduce overlaps and close gaps without hindering innovation, calling for proportional and outcome-based regulation

RBI rejects bids for 7-year G-sec due to demand for higher yield

Govt banks stay away from auction

RBI brings back more gold from abroad after West freezes Russia's reserves

As of the end of September, the RBI held 880 tonnes of gold, of which 576 tonnes were stored domestically - an all time-high

The changing turf for foreign banks amid selective opening, scrutiny

The move is towards opening up the sector, but selectively, with regulatory scrutiny and special approval

Festival spending, GST outflows push banking system liquidity into deficit

The net liquidity in the banking system has remained in deficit mode for four consecutive days. The system liquidity was in a deficit of Rs 2,645 crore on Thursday, the latest data by the RBI showed

Private banks reduce lending rates more than PSBs in current cycle

Following the RBI's 100-bps policy rate cut, private banks showed faster transmission to lending rates, while PSBs led in passing on deposit rate reductions

WACR better aligned with repo rate amid improved liquidity: RBI report

RBI's 'State of the Economy' report notes improved alignment between the weighted average call rate and repo rate under the revised liquidity management framework

Yields unlikely to drop sharply; favour short-to-medium bonds: Avnish Jain

25-bps rate cut by December looks likely, but RBI's neutral stance and global uncertainties mean yields may not fall sharply, says Jain

Programmable currency: Ensuring donors' money is used right and wisely

Vidyawati still had to visit the school to check whether the credit had actually come through, losing a day's work in the process

MPC Minutes: Members see scope for more rate cuts, await full impact

MPC members see room for easing as inflation cools, but hold rates steady to gauge the full impact of earlier policy steps

MSME industry bodies urge RBI to extend ECLGS to tackle US tariff impact

The proposal was made at a meeting convened by the central bank's Financial Inclusion and Development Department (FIDD) last week to address issues facing the MSME sector from the impact of 50%

RBI revises norms for rupee lending in Bhutan, Nepal, and Sri Lanka

The RBI said it has also extended the time for repatriating money in foreign currency accounts maintained in the International Financial Services Centre (IFSC) in India from one month to three months.

To build a developed India, RBI must move beyond micromanagement

RBI eases forex compliance: exporters and importers can reconcile smaller bills, merchant traders get longer timelines, and rupee vostro accounts gain investment flexibility

Tata Sons IPO a moral and social imperative, says Shapoorji Pallonji group

Apart from the SP Group, the Tata Trusts own 66 per cent of Tata Sons and hold substantial voting power over board decisions. While some trustees reportedly favour a listing, others are opposed.

RBI outlines steps to improve investment management of EPFO corpus

Suggests differentiated investment strategies, market-linked accounting

Analysts say top pvt banks, PSBs well positioned for ECL norm transition

Analysts say large lenders like HDFC Bank, ICICI Bank and SBI have strong provisioning buffers, while those with unsecured or microfinance exposure may face higher impact

Recent RBI policies to help banks stay at equilibrium: K V Kamath

Jio Financial Services Chairman K V Kamath says RBI's latest measures will restore equilibrium in bank lending and boost corporate credit growth

RBI Governor warns of rising digital frauds, urges fintechs to build trust

Malhotra also said the central bank is conceptualising "Unified Market Interface" as a new next-generation financial market infrastructure