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Do you visit doctors frequently? Buy a health plan with OPD cover

Before you buy it, make sure the policy is not overly restrictive

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Photo: Unsplash

Sarbajeet K Sen
While a large portion of healthcare expenses are incurred on out-patient department (OPD) treatments, most traditional health insurance plans didn’t cover the cost of these treatments. However, several health insurance policies launched in recent times offer coverage for OPD treatments. Some insurers offer this coverage as a rider. A few standalone OPD covers are also available.

OPD covers have gained in popularity after the three waves of Covid-19.

“The demand for OPD covers has risen significantly, especially after the third wave, as the pandemic had after-effects on people’s health. Such people want to consult their doctors regularly. Since such checkups