 "Sanjay Kumar Singh")
Sanjay Kumar Singh
Sanjay Kumar Singh
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Page 41 - Sanjay Kumar Singh
Benefit from low expense ratios of ETFs
Expense ratios of ETFs have declined primarily due to fund houses' desire to attract institutional money, chiefly from the EPFO
 "Benefit from low expense ratios of ETFs")
Independent living for senior citizens
Buy a retirement home for use, not for investment
 "Independent living for senior citizens")
Flexi-cap funds mimic large-cap schemes
Fund managers justify change in strategy due to altered growth prospects and higher valuations
 "Flexi-cap funds mimic large-cap schemes")
Ensure smooth transfer of wealth through a trust
While wills are easy to challenge, trusts are more foolproof. But the latter are more expensive
 "Ensure smooth transfer of wealth through a trust")
Home loans for the tech-savvy
Indiabulls Housing Finance's online service allows customers to get loans without going to lender's office
 "Home loans for the tech-savvy")
Benami property holders should watch out
The amendment Bill has made penalties for holding benami properties more stringent but provides for an appeal mechanism
 "Benami property holders should watch out")
Small, yet attractive pockets in property market
Prices in most areas have been stagnant but some regions are showing reasonable appreciation
 "Small, yet attractive pockets in property market")
Why you shouldn't miss the July 31 income tax filing deadline
You stand to miss out on a few benefits if you don't file your income tax return on time
 "Why you shouldn't miss the July 31 income tax filing deadline")
Curb on benami transactions: What it means for you
The amendment bill enhances the government's power to confiscate benami properties and provides for an appellate tribunal
For new, risk-averse equity investors
Investors willing to accept underperformance from diversified equity funds in bull markets may invest in dynamic asset allocation funds for their lower volatility
 "For new, risk-averse equity investors")
Reduce chances of claim denial
Know the exclusions, make full disclosures and go to a consumer court in case of a dispute
Retirees must ensure corpus lasts 25 years
They should have some exposure to equities to counter the risk posed by inflation
 "Retirees must ensure corpus lasts 25 years")
Don't chase past performance in small-cap funds
Only investors with investment horizon of seven years or more should enter these funds
 "Don't chase past performance in small-cap funds")
'Buyers beware' remains the mantra for PMS investors
Portfolio management services offer an exclusive and customised product to the well-heeled but the latter need to be on guard while investing in these
 "'Buyers beware' remains the mantra for PMS investors")
Simplify your financial life
Implement these basic tips, avoid mistakes, and you will give a headstart to your personal finances
 "Simplify your financial life")
Retail investors need to be patient with equities
Are investors being sold a lemon when financial planners insist that they stay invested in equities for the long term?
 "Retail investors need to be patient with equities")
New fund option in mid-cap space
ICICI Pru's new Midcap Select ETF will be in a space where only three schemes exist. Investors should understand the product before investing
 "New fund option in mid-cap space")
Time for NRIs to file returns
Individuals with taxable income in India above the basic exemption limit should file their returns by July 31
Diversify to counter volatility
Continue SIPs, look at other foreign funds to protect your portfolio and even benefit from the uncertainty
 "Diversify to counter volatility")