 "Sanjay Kumar Singh")
Sanjay Kumar Singh
Sanjay Kumar Singh
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Page 42 - Sanjay Kumar Singh
UK-based NRIs weigh Brexit impact on their pockets
Those working in the UK may face higher taxes; sending money to families in India will get more expensive
 "UK-based NRIs weigh Brexit impact on their pockets")
For regular cash flows, bet on commercial property
Annual yield of 9-11% and the opportunity arising from Reits are driving high net worth investors towards the commercial real estate segment
 "For regular cash flows, bet on commercial property")
Stick to Sebi-registered investment advisors
However, you should be willing to pay the advisor for the services rendered
 "Stick to Sebi-registered investment advisors")
Bringing errant doctors to book
Keep a record of all documents or else proving medical negligence and claiming damages will be a big challenge
 "Bringing errant doctors to book")
SBI's new ETF is not for the risk-averse investor
Those with requisite risk appetite could bet on SBI's 10-year gilt ETF, using either the asset allocation or tactical investment approach
 "SBI's new ETF is not for the risk-averse investor")
Buying a home abroad not just a dream anymore
The key drivers are end-use, children's education and investment returns
 "Buying a home abroad not just a dream anymore")
Life becomes easier for SIP investors
Besides making on-boarding easier, features like swing STP and top-up SIP aim to optimise the benefit
 "Life becomes easier for SIP investors")
Are you adequately insured against critical ailments?
Use World No Tobacco Day to evaluate your financial preparedness vis-a-vis critical illnesses
 "Are you adequately insured against critical ailments?")
Smart-index ETFs good for passive investors
While the initial 'smart' index is based on quantitative models, the fund manager has no role to play after that. Being ETFs, they are cheaper as well
 "Smart-index ETFs good for passive investors")
Taxation tips for senior citizens
Senior citizens should make use of the generous tax benefits the govt has provided to minimise their tax outgo
 "Taxation tips for senior citizens")
Don't panic about news of impending Fed rate hike
The best response will be to stick to the asset allocation in your long-term portfolios
 "Don't panic about news of impending Fed rate hike")
Go by performance, not only insurance premium
To minimise the chance of disappointment, look at other parameters like persistency ratio, speed of claim settlement and other crucial factors
 "Go by performance, not only insurance premium")
Will banking rally sustain?
Fresh NPA onslaught could come back to haunt banking funds; investors sitting pretty can book profits
Avail of tax amnesty scheme despite high levy
Govt will take away 45% of declared income but experts advise people to come clean
 "Avail of tax amnesty scheme despite high levy")
Are you investing in direct plans?
A number of options such as AMC websites and other online platforms are available. Take into account cost, ease of operation, advice and quality of reporting
 "Are you investing in direct plans?")
Don't pull out of US funds yet
Despite recent setback, these remain the most appropriate tool for international diversification
 "Don't pull out of US funds yet")
Get the right cover when travelling abroad
Read the fine print carefully because even a policy with a high sum assured may have sub-limits
 "Get the right cover when travelling abroad")
Two new NPS funds for different risk appetites
The aggressive life cycle fund will allow equity exposure of up to 75%, up from the current limit of 50%
 "Two new NPS funds for different risk appetites")
Make the most of this annual windfall
Bonus payouts for the year have begun. We offer you a plan for making judicious use of this bonanza
 "Make the most of this annual windfall")
Dividend yield funds brave falling markets
Their good show makes them an ideal fit for conservative investors' equity portfolios
 "Dividend yield funds brave falling markets")