Page 41 - Sanjay Kumar

Don't chase past performance in small-cap funds

Only investors with investment horizon of seven years or more should enter these funds

'Buyers beware' remains the mantra for PMS investors

Portfolio management services offer an exclusive and customised product to the well-heeled but the latter need to be on guard while investing in these

Simplify your financial life

Implement these basic tips, avoid mistakes, and you will give a headstart to your personal finances

Retail investors need to be patient with equities

Are investors being sold a lemon when financial planners insist that they stay invested in equities for the long term?

New fund option in mid-cap space

ICICI Pru's new Midcap Select ETF will be in a space where only three schemes exist. Investors should understand the product before investing

Time for NRIs to file returns

Individuals with taxable income in India above the basic exemption limit should file their returns by July 31

7th Pay Commission: Assess needs before splurging

Diversify to counter volatility

Continue SIPs, look at other foreign funds to protect your portfolio and even benefit from the uncertainty

UK-based NRIs weigh Brexit impact on their pockets

Those working in the UK may face higher taxes; sending money to families in India will get more expensive

For regular cash flows, bet on commercial property

Annual yield of 9-11% and the opportunity arising from Reits are driving high net worth investors towards the commercial real estate segment

Stick to Sebi-registered investment advisors

However, you should be willing to pay the advisor for the services rendered

Bringing errant doctors to book

Keep a record of all documents or else proving medical negligence and claiming damages will be a big challenge

SBI's new ETF is not for the risk-averse investor

Those with requisite risk appetite could bet on SBI's 10-year gilt ETF, using either the asset allocation or tactical investment approach

Buying a home abroad not just a dream anymore

The key drivers are end-use, children's education and investment returns

Life becomes easier for SIP investors

Besides making on-boarding easier, features like swing STP and top-up SIP aim to optimise the benefit

Are you adequately insured against critical ailments?

Use World No Tobacco Day to evaluate your financial preparedness vis-a-vis critical illnesses

Smart-index ETFs good for passive investors

While the initial 'smart' index is based on quantitative models, the fund manager has no role to play after that. Being ETFs, they are cheaper as well

Taxation tips for senior citizens

Senior citizens should make use of the generous tax benefits the govt has provided to minimise their tax outgo

Don't panic about news of impending Fed rate hike

The best response will be to stick to the asset allocation in your long-term portfolios

Go by performance, not only insurance premium

To minimise the chance of disappointment, look at other parameters like persistency ratio, speed of claim settlement and other crucial factors