Personal Finance

Equity savings funds: A sound option for stability-seeking investors

Equity savings funds usually suffer much lower drawdowns than pure equity funds

Occasional smoking? This health insurance mistake can hurt your claim

Social smokers often ignore tobacco disclosures. Experts explain why this small detail can impact health insurance claims

EPFO cannot recover PF money from retirees over employer lapses: HC

Ruling protects retirees from PF recovery demands, saying employer and trust compliance failures cannot burden employees

Ace investor Madhusudan Kela buys Rs 120.7 cr flat at DLF's The Dahlias

The Gurugram apartment spans 6,233.39 sq ft and is located on the 20th floor of Tower 1

Passing on mutual funds? How investors can gift units without cashing out

Gifting mutual funds explained: Investors can transfer units to family or others without selling, but tax rules, paperwork and eligibility matter

Affordable homes are vanishing. The new Indian dream home costs ₹1.5-3 cr

Homes priced below ₹75 lakh have nearly vanished from new launches, while the ₹1.5-3 crore segment has emerged as the dominant choice for developers

Actors Yash and Radhika Pandit buy beachfront Alibag land for ₹24 crore

Celebrity Couple Yash-Radhika Pandit Acquire Coastal Alibag Property in ₹24-Crore Deal

How term plans, personal accident, illness protection insurance cover you

Protection products are designed for specific scenarios and one must understand the terms before making an investment decision

Labour ministry eyes universal, flexible pension scheme under EPFO

Labour Ministry is considering a universal pension scheme under EPFO that would let workers contribute flexibly at any time, aiming to widen retirement coverage across formal and informal sectors

Income tax return filing: How to avoid errors, notices and refund delays

Make sure to match Form 16 with AIS and Form 26AS, choose the correct ITR form, and compare tax regimes before filing

Home loan to medical bills: How to match investments with your goals

Write down your goals before putting money in any product and then set a deadline for returns

How to use salary hikes without derailing your long-term financial plan

Instead of moving to a more expensive house immediately, wait and see how stable your income and expenses are

Setting goals to reviewing returns: 10 steps to build a financial plan

Before investing in any product, you must know what the money is for and when you will need it

Save, invest: How to balance retirement goals with family responsibilities

Build your own financial security early in your career, no matter your family situation is

How to evaluate a mutual fund: Factsheet, SIP, expense ratio, fund size

Before looking at a fund's performance, you must understand its structure

How to build a disciplined investing process: The power of rebalancing

Change your portfolio only if your plan has and do not react to temporary market movements

Target, capacity, constraint: How to plan for big expenses without debt

As you work to achieve your goal, check whether you're on track and adjust for cost changes

List goals, set timelines: How to choose investment products with clarity

Don't put your savings in one place and instead, divide them across different buckets

Fixed deposit to mutual fund: Calculate your post-tax return investments

Judging investments only by their returns and ignoring taxes can lead to poor financial decisions

Could your income tax return face complete scrutiny under CBDT's new rules?

The CBDT has identified six categories of taxpayers for mandatory complete scrutiny in FY27. Understanding the triggers can help taxpayers stay prepared