Dear Members

It's a pleasure to present the Annual Report of Financial Year2021-2022 of your Company. This year was remarkable; your Company had earned profit aftertax of Rs. 609.10 Lakh. It's only because of your trust and loyalty on the Company. Iam very thankful to you and our team.

Your company is engaged in providing loans and advances to individualsand Body Corporates i.e. inter corporate loans personal loans long term and short termloans Trade financing Bills Discounting Project Appraisal Loans against Guarantee andProperties and also engaged in Trading in shares & securities and arbitrage businessin stock and commodity market. We are committed to further strengthening our capabilitiesthat allow us to serve various financial needs of our customers - offering not only suchloans but also protection and security for a better future.

The Company is focusing to achieve its vision and will provide bestopportunities to new talents and existing personnel. This will not be possible withoutsupport of ‘SML Team' and You.

Once again I am very thankful to the entire ‘SML Team' andto you for your support.