Page 15 - Financial Investment

Theft without force isn't burglary

SC has observed that a clause in an insurance policy must be interpreted in a manner which benefits the insured only when the wording is ambiguous

Co-branded cards limit your options

While the number of points per spend is higher, one needs to make substantial expenditure on the credit card to get big benefits

Re-evaluate investment if fund's nature changes

Ask yourself: if you had fresh money to invest, would the new or merged fund be your first choice?

Dial D for disruption

RJio's aggressive plans will lead to significant impact on listed companies in this space

NPS scores on returns

In government bond plans, the NPS has returns of about 11 per cent, whereas long and medium term gilt funds category average is 9.9 per cent

Commercial property gets attractive

While hospitality, educational institutes and offices are gaining traction, warehousing could become a good option after the implementation of GST

SIP your way to wealth with stocks

Identify a few long-term growth stocks and invest small amounts in these each month to create wealth

Don't let high agent churn hurt you

While the company may send an alert, the onus is on the customer to ensure timely payments

Income fund investors need to tread carefully

After Urjit Patel's appointment as RBI governor-designate, the bond market witnessed a sell-off, as it became evident that there won't be any significant change in stance

Preferred by luxury home buyers

Making money gets difficult

An index P/E of 23 implies that the market is already discounting EPS growth at 20% or more

Online advantage for offline deals

Many websites, apps offer discounts on services, products during lean periods, but read the fine print before choosing

Many choices make NPS complicated

Both debt and equity can be allocated in different proportions depending on your age and risk profile

Case study

Pledging of shares at seven-year high: study

UPI: It's not only about transferring money

The interface allows you to add multiple banks and transfer money, even between payment wallets, for a fraction of existing costs

Register the property as soon as you book

You can get indexation benefit on each instalment paid at the time of selling

How UPI may score over IMPS for making mobile payments

You can even send a collection request if you have loaned money to someone. If he does not approve the payment, his intention would be suspect

Case study

Business Standard analyses one family's finances and suggests a way forward

Realty check

Budget: Rs 2-2.5 crore