Page 20 - Financial Investment

Power shifts from builders to buyers

Recently, courts have ignored agreements between developers and purchasers, and awarded compensation to the latter

Reality check on GDP

With no clear direction from profits, one doesn't know where the value addition is coming from

Empower women through property ownership

It is about time the tax laws that impede property ownership by women should be amended

Readers' Corner: Mutual Fund

Stick to Sebi-registered investment advisors

However, you should be willing to pay the advisor for the services rendered

Case study

Bank liable for negligence in cheating case

Big impact of small tax hikes

With returns on investments falling due to cuts in small savings and bank deposit rates, higher cess and service tax will only hurt consumers further

Dangers of rise in crude oil prices

The government has to take a call on reducing or retaining the excise rate. The latter will be politically difficult

Have enough riders to counter monsoon damage

These covers aren't very expensive and there is no waiting period, but keep in mind conditions like the number of claims allowed in a year

Bringing errant doctors to book

Keep a record of all documents or else proving medical negligence and claiming damages will be a big challenge

Jayanagar, Bengaluru: Appreciation in both property rates and rental yields

Readers' Corner: Life Insurance

Lending to friends and family can be risky

Verify the purpose of borrowing and make other members part of the loan, if possible. Maintain a loan agreement for tax purposes

Now, fund houses can't restrict redemptions

Experts say Sebi's new rules to make MFs safer for retail investors but many fund houses disagree

SBI's new ETF is not for the risk-averse investor

Those with requisite risk appetite could bet on SBI's 10-year gilt ETF, using either the asset allocation or tactical investment approach

Game plan to deal with job loss

Reduce frill expenses, monetise your assets and invest in professional development to negotiate the choppy phase

No fear from changes in ready reckoner rates

Even if the deal gets extended to the next calendar year and circle rates go up, the tax liability will not increase

Wellness features in health insurance make sense

While they offer additional benefit, the premiums of these plans are competitive

Are you adequately insured against critical ailments?

Use World No Tobacco Day to evaluate your financial preparedness vis-a-vis critical illnesses