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Limited tailored health insurance policy options for cancer survivors

Regular plans, if offered, may permanently exclude cancer from coverage

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Karthik Jerome

4 min read Last Updated : Aug 29 2023 | 10:45 PM IST

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Delhi resident Ananya Singh (name changed on request), a cancer survivor for over five years, has faced multiple rejections in her quest to buy a health insurance policy. According to her doctor, now that her cancer has been in remission for so long, she is at as much risk of contracting the disease as anyone else. And yet, she says, insurers turn down her proposals citing internal policy.

Risk of recurrence

Insurers’ hesitance stems from the risk of recurrence of the disease and the cost burden it may impose on them. Claims for cancer can go as high as Rs

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