Health Insurance

Why senior citizens should consider deductibles in health insurance

Opting for a deductible can reduce premium costs, preserve your no-claim bonus and make health insurance more efficient for meeting large medical expenses

Old health cover may leave you underinsured as medical costs rise

Review the sum insured at every renewal, upgrade while healthy, and use a super top-up to raise cover affordably

HDFC Ergo focused on profitable growth rather than market share: Ghosh

HDFC ERGO CEO Parthanil Ghosh says the insurer will prioritise profitable growth, retail health and motor insurance, while expanding AI-driven underwriting and claims management

Verify hospital's cashless status before admission to avoid claim hassles

If reimbursement becomes unavoidable, submit a complete file at the earliest

Verify hospital's cashless status before admission to avoid claim delays

If reimbursement becomes unavoidable, submit a complete file at the earliest

Young Indians drive boom in unlimited health cover: Policybazaar data

Rising medical costs and greater awareness are driving demand for unlimited sum insured health plans, with millennials, Gen Z and consumers in smaller cities leading the shift

Irdai grants health insurance licence to Prudential HCL joint venture

The Prudential-HCL Group joint venture becomes India's eighth standalone health insurer, with the regulator issuing its third registration of calendar year 2026

Multi-year health insurance: Lock in premiums, but check exit rules first

Multi-year health insurance plans offer premium stability and upfront discounts, but buyers should weigh flexibility, portability and future healthcare needs

Govt sets performance targets for state-run general insurers for FY27

Government sets ambitious FY27 KPIs for PSU insurers, targeting lower claims ratios, faster settlements and stronger digital adoption

Irdai proposes perpetual registration framework for TPAs under SBSR Act

The regulator has proposed a transition framework for existing third-party administrators, along with an annual fee mechanism under the SBSR Act regime

Premium to taxes: What young families should know about buying insurance

An insurance policy should be selected based on other factors such as risks and the number of family members

The right way to choose health insurance: From floaters to topups

Choosing the right health insurance policy is all about getting the mix right: plan type, sufficient coverage, and smart add-ons

Covered & secured: How to buy, renew, claim health insurance for family

A health insurance policy should cover following expenses incurred by a patient subject to the overall amount insured in the policy period.

Galaxy reaches 550,000 customers in 17 months, eyes ₹2K cr GWP in 5 years

The company, with operations across eight states with 73 offices at present, has so far launched 14 products

Health insurance before investing: Why protection should come first

As health care costs rise, health insurance will ensure you do not have to deplete your savings or take a loan in case of an emergency

Health insurance for young earners:Choosing the right cover and sum insured

A health insurance policy is an indemnity contract where the insurer pays for your medical expenses in exchange for an annual premium.

Datanomics: Insurance plaints double in six years driven by health

Health insurance is driving a surge in insurance complaints, with grievance filings rising sharply despite the segment accounting for a relatively small share of premiums

Improving health outcomes: Survey suggests the need for a holistic approach

NFHS-6 shows gains in child nutrition and healthcare access, but rising obesity and diabetes underscore the need for a more comprehensive public health strategy

What are the best super top-up health cover plans available

With private healthcare costs rising sharply, comprehensive health insurance and super top-up plans are becoming critical for urban Indians seeking stronger financial protection

Benefits, pitfalls of maternity cover you should be aware of before buying

Watch out for sub-limits and waiting periods that often accompany this cover