Health Insurance

Health insurance companies are quietly bringing back claims-based loading

The move is taking the form of a reduction in discount on next year's premium once a policyholder has made a claim

What are the best health insurance plans for women living in cities?

Here are the best premiums for health insurance policies that are especially tailored for young women working in urban centres

Family floater vs individual health plan: What works best for your family

Experts break down how to pick between family floater and individual health plans

Galaxy Health Insurance launches Galaxy Twin 360 with IPD and OPD cover

Galaxy Health Insurance has launched Galaxy Twin 360 for young adults, combining inpatient cover with outpatient benefits and wellness services to improve renewals and long-term adoption

Tier-II, -III mkts make 62% of new health insurance policies: Report

Policybazaar data shows a structural shift in India's health insurance market, with Tier 2, Tier 3 and rural regions accounting for most new policies in FY26

Insurer cannot override a doctor's clinical judgment to reject claim

Star Health must reimburse Covid hospitalisation costs after the court rejects the claim denial

Why working women in urban centres must have a good health insurance plan?

Here are the best premiums for health insurance policies that are especially tailored for young women working in urban centres

PMJAY for 70+ logged 700k treatments worth ₹1,471 crore in first year

Centre to ramp up awareness, with 15% of the 60 million senior citizen target covered, even as experts flag budgetary issues, slow pace

Gen Z Indians healthier and better paid but smoking risks finances: Report

One in four Gen Z individuals smokes and one in 10 is a chain smoker, it says

Insurance industry seeks stability amid regulatory and tax turbulence

Regulatory shocks and withdrawal of a tax benefit slowed down growth, nudging firms to focus on affordability, efficiency and chasing more customers

Kids form 43% of pollution claims as winter respiratory cases rise: Reports

Health insurance claims data shows pollution-linked hospitalisations rising sharply nationwide

Health insurance gets inclusive: Siblings & live-in partners now covered

Companies offer plans that acknowledge modern living and allow people to structure their health coverage

Super top-ups in health insurance: Match deductible with base sum insured

When base and super top-up are from different insurers, the second insurer may offer reimbursement, not cashless

80% of Indians with disabilities lack health insurance, warns NCPEDP

A new NCPEDP white paper reveals that most persons with disabilities in India remain uninsured, face high rejection rates and encounter discriminatory practices across public and private schemes

Over 80% of Indians with disabilities lack health cover: NGO white paper

More than 80 per cent of Indians with disabilities remain uninsured, and over half of those who apply are often rejected without explanation despite legal safeguards meant to ensure equal access to health coverage, a new white paper released on Thursday has found. The report, titled Inclusive Health Coverage for All: Disability, Discrimination and Health Insurance in India, was launched by the National Centre for Promotion of Employment for Disabled People (NCPEDP) at a roundtable attended by policymakers, insurers, and disability rights advocates. Drawing on a nationwide survey of over 5,000 persons with disabilities across 34 states and union territories, the study warns that deep systemic inequities continue to block nearly 16 crore disabled Indians from both public and private insurance schemes. According to the findings, 80 per cent of respondents had no health insurance, while 53 per cent of those who applied said their applications were rejected. Many reported being turned a

More Indians buying insurance add-ons, Hyderabad leads trend: Report

Men prefer to buy features for financial protection after severe accidents and women choose 'critical illness riders'

Pollution-linked claims surge: Why health insurance premiums are set to rise

Health insurers are considering a 10–15% hike in premiums and city-based pricing as hospitalisation claims tied to worsening air pollution spike across major cities.

Does illness contracted after taking insurance affects claim or renewal?

Understand how the material change clause works, whether new health info can raise premiums, affect claims, or change your renewal terms. Experts break it down clearly for policyholders.

Insurers mull premium hike as claims mount due to rising air pollution

Health insurers are weighing 10-15% premium hikes and city-based pricing as pollution-linked claims rise sharply across metros, driven by increasing health complications and higher medical costs

GST cut lifts life, retail health insurance growth: Irdai member Sood

Deepak Sood says zero GST on life and health insurance has sparked strong growth, with demand set to accelerate in H2FY26 as the industry pushes for deeper penetration and better distribution