Health Insurance
Average cancer claim rises 81% in 5 years: How much health cover is enough?
With treatment claims rising to Rs 5.6 lakh, expert explains how families can assess their health cover
 "Average cancer claim rises 81% in 5 years: How much health cover is enough?")
Prudential Health India commences operations with tech-led health cover
The technology-first insurer aims to simplify health protection for Indian families with AI-powered experiences and preventive health initiatives
 "Prudential Health India commences operations with tech-led health cover")
Compare the best super top-up health cover plans before picking one
With healthcare costs rising sharply, comprehensive health insurance and super top-up plans are becoming a necessity for urban Indians seeking stronger financial protection
Insurance regulators weigh reforms to tackle rising medical costs
Medical inflation of roughly 12% to 14% a year puts pressure on families and prompts authorities to hunt ways to standardise pricing and coverage
 "Insurance regulators weigh reforms to tackle rising medical costs")
Build layered health cover to shield finances from critical illnesses
Combine a robust base health plan with a super top-up, critical illness cover and a dedicated medical corpus to protect household finances from soaring treatment costs
 "Build layered health cover to shield finances from critical illnesses")
Bupa open to raising stake in Niva Bupa
Bupa is open to increasing its stake in Niva Bupa as its India business outperforms global operations, with the insurer also focusing investments on technology and distribution
 "Bupa open to raising stake in Niva Bupa")
How young families should prioritise insurance purchases, avoid mistakes
Do not get into investment-linked insurance plans until you have cleared the basic hurdles of protection
 "How young families should prioritise insurance purchases, avoid mistakes")
Why senior citizens should consider deductibles in health insurance
Opting for a deductible can reduce premium costs, preserve your no-claim bonus and make health insurance more efficient for meeting large medical expenses
 "Why senior citizens should consider deductibles in health insurance")
Old health cover may leave you underinsured as medical costs rise
Review the sum insured at every renewal, upgrade while healthy, and use a super top-up to raise cover affordably
HDFC Ergo focused on profitable growth rather than market share: Ghosh
HDFC ERGO CEO Parthanil Ghosh says the insurer will prioritise profitable growth, retail health and motor insurance, while expanding AI-driven underwriting and claims management
 "HDFC Ergo focused on profitable growth rather than market share: Ghosh")
Verify hospital's cashless status before admission to avoid claim hassles
If reimbursement becomes unavoidable, submit a complete file at the earliest
Verify hospital's cashless status before admission to avoid claim delays
If reimbursement becomes unavoidable, submit a complete file at the earliest
Young Indians drive boom in unlimited health cover: Policybazaar data
Rising medical costs and greater awareness are driving demand for unlimited sum insured health plans, with millennials, Gen Z and consumers in smaller cities leading the shift
Irdai grants health insurance licence to Prudential HCL joint venture
The Prudential-HCL Group joint venture becomes India's eighth standalone health insurer, with the regulator issuing its third registration of calendar year 2026
 "Irdai grants health insurance licence to Prudential HCL joint venture")
Multi-year health insurance: Lock in premiums, but check exit rules first
Multi-year health insurance plans offer premium stability and upfront discounts, but buyers should weigh flexibility, portability and future healthcare needs
 "Multi-year health insurance: Lock in premiums, but check exit rules first")
Govt sets performance targets for state-run general insurers for FY27
Government sets ambitious FY27 KPIs for PSU insurers, targeting lower claims ratios, faster settlements and stronger digital adoption
 "Govt sets performance targets for state-run general insurers for FY27")
Irdai proposes perpetual registration framework for TPAs under SBSR Act
The regulator has proposed a transition framework for existing third-party administrators, along with an annual fee mechanism under the SBSR Act regime
 "Irdai proposes perpetual registration framework for TPAs under SBSR Act")
Premium to taxes: What young families should know about buying insurance
An insurance policy should be selected based on other factors such as risks and the number of family members
 "Premium to taxes: What young families should know about buying insurance")
The right way to choose health insurance: From floaters to topups
Choosing the right health insurance policy is all about getting the mix right: plan type, sufficient coverage, and smart add-ons
 "The right way to choose health insurance: From floaters to topups")
Covered & secured: How to buy, renew, claim health insurance for family
A health insurance policy should cover following expenses incurred by a patient subject to the overall amount insured in the policy period.
 "Covered & secured: How to buy, renew, claim health insurance for family")