Insurance

Ganpati pandals step up insurance cover as festival risks mount

Oriental Insurance has covered around 100 Ganpati pandals this year, up from 20-30 last year, as organisers seek protection against calamities and accidents

China to pump $47 bn into state banks, insurers in capital-boosting push

China Life Insurance (Group) Co, the country's ‌largest life insurer, will receive 35 ​billion yuan, while ​China Taiping Insurance Group will get 7 billion yuan, the ​two groups said

RenewBuy-InsuranceDekho merged entity plans to deepen presence across India

Combined entity plans to expand its agency network and distribute insurance, mutual funds and loans, while targeting deeper penetration across India's villages

Natural disaster insurance: How Nepal will finance its reconstruction

The Bhotekoshi floods have left Nepal facing a huge rebuilding bill. But with only part of the damage insured, who will ultimately pay for the recovery?

InsuranceDekho, RenewBuy merge to form largest AI-led insurance platform

Combined entity has a premium book exceeding Rs 6,600 crore, over 6 lakh digital partners and a presence across 98.57 per cent of India's pin codes

Buying pet insurance? Check sub-limits, exclusions before choosing a policy

India's pet population rose from 28.5 million in financial year 2019-20 (FY20) to 39.2 million in FY25 and is projected to reach 60.5 million by FY30, according to industry estimates

Why are more Indians surrendering their life insurance policies early?

More Indians are surrendering their life insurance policies before maturity — and many could be getting back significantly less than they paid.

Flood-damaged home? Know what insurance policy covers and how to claim

Check sub-limits and exclusions, document damage promptly, and avoid permanent repairs before inspection

The Law School for MBAs | Learn from the legal stalwart

In this session, Insurance & Regulatory Legal Counsel, Lokanath P. Kar provides suggestions to young leaders and businesses on navigating legal affairs.

Why more Indians are surrendering life insurance policies before maturity

Life insurance surrenders have surged, with early exits concentrated in the first two years. Why are policyholders leaving policies early despite tighter disclosure and suitability rules?

Hit by uninsured vehicle? Here is how you can claim compensation

Collect evidence at accident site, file FIR, avoid hasty settlements, and file MACT claim against driver and registered owner

Insurance sector poised for growth, but profitability concerns persist: S&P

S&P Global Ratings says reforms and low insurance penetration support long-term growth, but underwriting pressures and weak profitability remain key risks for insurers

No fuel without insurance? Why the Supreme Court wants this rule

The Supreme Court has proposed stricter measures to tackle the growing number of uninsured vehicles on Indian roads. From automatic e-challans using technology to a possible pilot

'No third-party insurance, no fuel': SC asks Centre to launch pilot project

In a significant verdict, the Supreme Court on Tuesday took serious note of a large number of vehicles plying without third-party insurance cover and directed the Centre to evolve a pilot project by which fuel for vehicles can be refused at petrol pumps until valid insurance is obtained. The top court took note of the number of road accidents on national highways and also the effect of long queues at toll plazas, and directed the Centre to implement pilot projects on certain corridors, substituting the process of stopping at toll plazas with automatic detection of vehicles passing through toll points. A bench of Justices Sanjay Karol and Prashant Kumar Mishra, which flagged the lack of compliance of provisions of the Motor Vehicles Act requiring all vehicles to have a valid insurance policy covering third parties, said it is shocking to learn that nearly 56 per cent of vehicles plying on Indian roads remain uninsured according to the Report of the Standing Committee on Finance ...

Build layered health cover to shield finances from critical illnesses

Combine a robust base health plan with a super top-up, critical illness cover and a dedicated medical corpus to protect household finances from soaring treatment costs

Irdai chief urges insurers to eliminate dark patterns from websites, apps

Ajay Seth says deceptive digital practices erode consumer trust and urges insurers to improve transparency, informed consent and customer-first design across online platforms

Marine war-risk premiums harden amid renewed West Asia tensions

War-risk insurance premiums on Gulf shipping routes have surged amid renewed West Asia tensions, raising costs for vessels avoiding high-risk corridors

How young families should prioritise insurance purchases, avoid mistakes

Do not get into investment-linked insurance plans until you have cleared the basic hurdles of protection

How to choose the right health, life insurance policies for your family

Your protection premium (health plus term) should not exceed 5-8% of your annual income

RBI's Financial Inclusion Index rises to 70 in FY26 on higher usage

RBI's Financial Inclusion Index improved to 70 in FY26 from 67 a year earlier, driven mainly by higher usage, while all three sub-indices registered growth