Insurance

Govt notifies 100% FDI in insurance sector under automatic route rules

The move to allow 100 per cent FDI in the insurance sector is expected to boost foreign interest in the sector

GST tailwind boosts life insurance premiums, fails to lift policy volumes

Removal of GST on individual policies lifted life insurers' premium growth in FY26, but policy volumes remained subdued, highlighting rising ticket sizes rather than wider customer penetration

'Increasing policy sales in FY27 a focus area for SBI Life Insurance'

SBI Life Insurance to push policy sales in FY27, expects steady growth and stable margins despite regulatory changes and product mix shift

Life insurers well-placed on valuation, margin expansion triggers

Life insurers recorded robust premium growth in FY26, but FY27 outlook remains mixed amid geopolitical risks, GST impact and evolving product mix dynamics

India mirrors China's growth potential of 25 years ago: Hans De Cuyper

Ageas CEO flags high valuations in India's insurance sector but sees China-like growth potential, aims to push JV into top 10 amid rising foreign interest

War-risk premiums surge: Can ₹12,980 cr maritime pool steady trade costs?

War-risk premiums have surged sharply, raising shipping costs. India's ₹12,980 crore Bharat Maritime Insurance Pool aims to stabilise coverage, but whether it can make trade cheaper remains uncertain

Postal Dept clocks 16% revenue growth in FY26; eyes ₹17,000 crore FY27

Strong growth in parcels, savings bank and citizen services drives postal revenues, while the department aims to narrow deficit and expand rural network

Govt responds to West Asia shipping insurance spike with ₹13k cr pool

The pool would cover all maritime risks like Hull and Machinery, Cargo, P&I and War risk, a statement by the cabinet said

ICICI Lombard misses Q4 FY26 estimates on weak investment income

ICICI Lombard General Insurance posts steady Q4FY26 with improved combined ratio and strong premium growth, but weak investment income drags profit below estimates

Bajaj Life launches Nifty 500 Low Volatility 50 Index Fund; check details

The fund is designed to provide steady compounding over the long term and predominantly focuses on defensive, large-cap, and mid-cap stocks

GST-led ITC loss, market volatility may reflect in insurers' earnings

GST-led input tax credit loss and weak equity markets may weigh on insurers' Q4 FY26 profitability, with life insurers facing sharper impact while general insurers see demand support

Why your health insurance claim may get rejected and what you need to check

Health insurance claim complaints are rising, with cases on the Bima Bharosa portal in the first 11 months of FY26 exceeding the total for the whole of FY25.

Buying insurance online? IRDAI takes big action on hidden tricks: Why it matters

India’s insurance regulator, Insurance Regulatory and Development Authority of India (IRDAI), has directed insurers and aggregators to eliminate “dark patterns” from digital platforms,

Policybazaar Insurance Brokers appoints Sajja Praveen Chowdary as CEO

Chowdary joined PB Fintech Group in 2011 and has led multiple verticals over a period of time, and currently heads "Policybazaar for Business"

Power ministry pushes insurance surety bonds as bank guarantee alternative

Centre asks states to accept insurance surety bonds in power procurement to ease liquidity constraints, reduce credit exposure, and boost participation across energy projects

What are the best term insurance plans for working women?

Term insurance becomes crucial after 30 as premiums rise with age; locking in early ensures stable costs and financial protection for dependents, helping secure long-term goals and liabilities

Excess capacity, low losses drive steep fall in reinsurance rates

Reinsurance rates have softened significantly, with property premiums dropping up to 90 per cent amid excess capacity, low losses, and intense competition

IPL insurance premiums likely to drop 15-20% this year on lower claims

IPL insurance premiums may drop 15-20% due to lower claims, while higher valuations, revenues and sponsorships push up the overall sum insured this season

New insurance rules from April 1: What IRDAI’s big accounting shift means for your policy

India’s insurance regulator is introducing a major accounting reform from April 1. Insurers will adopt the Ind AS 117 framework, a global standard for insurance reporting.

Govt to expedite maritime insurer plan amid rising West Asia conflict

ShipMin and DFS are in talks to set up a domestic P&I club as West Asia tensions push up marine insurance costs for shipping lines and exporters