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Maternity coverage a crucial part of health insurance for younger women

With each delivery costing Rs 50,000 - Rs 2.5 lakh, maternity coverage is key in such plans, besides reproductive health issues, menopause, and women-specific diseases

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Himali Patel Mumbai

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Bajaj Allianz General Insurance recently launched ‘HERizon Care,’ a health insurance plan designed specifically for women. Other insurers also offer women-centric plans, riders, or add-ons. Star Health has Women Care, Niva Bupa offers Aspire with maternity benefits, Tata AIG provides the EmpowerHer rider, and ManipalCigna includes the Women+ package in its Lifetime Global Plan.
“Such plans cover critical illnesses, maternity care, and reproductive health,” says Shilpa Arora, co-founder and chief operating officer (COO) of Insurance Samadhan.
“Maternity expenses have increased significantly, with normal deliveries costing Rs 50,000 – Rs 1 lakh and Caesarean deliveries ranging from Rs 1 lakh – Rs 2.5