Personal Finance

Sending money abroad? Know remittance limits, tax rules & disclosure norms

Check the annual remittance limit, when tax is collected or deducted at source, and when you must disclose foreign assets

Money talks: How brands, leaders, destinations are monetising storytelling

From hotels and coffee brands to CEOs, entrepreneurs and even policymakers, stories are being used to sell, persuade and build value and consensus. Now, storytelling itself is becoming a big business

Property registered in your name? That's not the end of ownership process

A registered sale deed records the transaction, but buyers must check title history, encumbrances and other records before claiming clear ownership

Rs 54 lakh cash deposit avoids taxation: Why property dealer won case

Tax tribunal rules the amount passed through his account and was not income. Experts explain the evidence that made the difference

RBI sets new loan recovery rules: What changes for borrowers in 2027

RBI's binding rules on recovery will restrict contact hours and recovery-agent conduct, while safeguarding against wrongful device locking, but third-party agents could pose challenges.

Flood-damaged home? Know what insurance policy covers and how to claim

Check sub-limits and exclusions, document damage promptly, and avoid permanent repairs before inspection

Compare the best super top-up health cover plans before picking one

With healthcare costs rising sharply, comprehensive health insurance and super top-up plans are becoming a necessity for urban Indians seeking stronger financial protection

Buying property? Check rental yield to avoid overpaying, assess fair value

Besides a high current yield, it is also crucial to assess whether it will sustain

Using MTF? Keep sufficient cash for margin calls, avoid forced selling

Investors should restrict margin trading facility use to liquid stocks, maintain adequate cash buffers for margin calls, and avoid excessive leverage during periods of market stress

Property, REIT or index fund: How to pick the right real estate investment

Compare capital needs, liquidity, diversification and risks before selecting an investment route

Gold loan repayment option: Choose based on cash flow, not loan eligibility

Compare total cost and maintain a buffer to reduce auction risk

Debit card blocked without notice? Bank ordered to pay Rs 1.25 lakh

The ruling says fraud prevention cannot override a bank's duty to inform customers before blocking their debit cards

Missed the ITR filing deadline? Here's how to file now, what it will cost

Taxpayers can still file a belated return by December 31, but they may have to pay a late fee, interest and forgo certain tax benefits available with timely filing

How safe is it to accept finfluencers' investment recommendations?

If you wish to stay safe, stick to the minority that has a Sebi-registered investment adviser or research analyst licence

How to identify banking SMS scams before they empty your bank account

Verify alerts through official channels, never install files sent by text, and report fraud immediately

July 31 isn't the ITR deadline for everyone: Here's who gets more time

The deadline depends on your income type. Here's who must file by July 31 and who gets another month

Filed ITR early? Last-minute checks could save your refund from delays

Early filers should recheck AIS, Form 26AS, TDS credits and bank details to avoid refund delays or tax notices

Compare forex cards on total costs and complete transparency in charges

A card with zero cross-currency conversion charge will allow you to load US dollars and then spend in any currency without incurring further charges

Income tax notice to a deceased person: How should legal heirs respond?

Legal heirs must bear in mind that the income tax return for the year of death must be filed and tax, if due, must be paid

Income tax notice: Respond with facts and documents, not panic

Verify it, respond within deadline; file revised or updated return if needed