Personal Finance

Financial conflicts among couples: Balance joint and solo accounts

Regular money talks, setting up joint goals, and regular reviews can help couples stay aligned

Can AI cook dinner? India's smart kitchens test the limits of automation

From guided multi-cookers to robotic chefs, AI-powered appliances promise urban Indian homes precision and convenience, but raise questions about emotion, memory, and the meaning of cooking itself

What are the best car loan interest rates available today?

Check out a range of car loan interest rates available from banks for a 5 year-period as well as associated EMIs for each

Correction in IT funds: Avoid hasty exit or aggressive buying on dips

IT funds have declined sharply amid AI-led disruption fears. Experts advise investors to avoid panic exits or aggressive dip-buying and adopt a staggered approach

Amid gold-silver volatility, book partial profits in rallies to cut risks

Instead of chasing high prices, new investors must enter through systematic investment plans with a horizon of five years

FAST-DS: Pay fee and gain immunity from harsher Black Money Act

The scheme's key drawback is the low monetary thresholds of Rs 1 crore and Rs 5 crore, which limit participation

What are the best term insurance premium rates for young professionals?

Here is a selected list of the best term insurance rates from various insurers for young male professionals living in a large city

Pashmina's resurgence: How heritage craft meets conscious luxury demand

From ceremonial gifting to informed ownership, pashmina shawls are being rediscovered as a conscious luxury choice rooted in heritage, sustainability and emotional value

Travel insurance demand for overseas weddings up 27% in two years: Report

Indian families turning to disciplined financial planning for such events, it says

New baggage rules: How much gold jewellery you can bring in without duty

Changes shift gold jewellery limits to a weight-based system and remove value caps on personal electronics to improve traveller convenience

Buyback taxed as capital gains, not dividends, to benefit high earners

Finance Bill 2026 shifts share buyback proceeds to capital gains tax from April 2026, easing the burden for many investors, while tightening tax rules for SGB buyers

Dividend yield funds suit moderate-risk investors seeking lower volatility

These schemes invest in high-dividend stocks to cushion downside volatility, but they can underperform growth-oriented equity funds during strong bull market phases

Does remarriage change family pension rights? Delhi High Court clears rules

Remarriage does not end a widow's entitlement, says court in interpretation of Central Civil Services (Pension) Rules

Home affordability: Consider peripheral localities, smaller house sizes

If going from a 2-BHK to a 3-BHK pushes the EMI beyond comfort, the bigger house becomes a risk rather than a solution

Check the different rates and tenures for Personal Loans

A personal loan is a handy financial instrument to tide over short-term cash crunch, especially for major, one-time expenses

Silver rally: Unwinding of premiums, profit-taking could trigger correction

New investors should enter gradually, invest with a 5-10 year horizon, and cap exposure at 5-7 per cent of the portfolio

PFRDA's Swasthya Pension Scheme explained: where it helps, risks involved

Designed as a healthcare buffer under NPS, not a substitute for full health cover, says experts

From utility to sanctuary: Why Indians are investing in luxury bathrooms

Once a functional afterthought, the bathroom is now one of the most invested-in spaces in Indian homes, driven by wellness, design and long-term performance

Updated return: Found omissions after Dec 31? File ITR-U to cut legal risk

Scrutiny may extend to other assessment years if disclosures suggest a pattern of non-compliance

Housing finance must be part of India's next economic reforms agenda

India's six largest cities contribute nearly half to housing and mortgage volumes but lenders with scale shy away from deeper geographies