Personal Finance
Hallmarked but not pure? What gold buyers must check this Dhanteras
From checking the HUID on the BIS Care app to verifying gold weight, testing purity and seeking compensation for shortfalls, here's what buyers should know before buying gold this Dhanteras
 "Hallmarked but not pure? What gold buyers must check this Dhanteras")
Fund Review: Bandhan Short Term Fund
Fund Review: Bandhan Short Term Fund
 "Fund Review: Bandhan Short Term Fund")
78% prioritise wealth preservation, but only 36% plan succession: Report
The report finds 46% of families want to diversify income beyond their core business, while 38% seek a legacy beyond financial returns
 "78% prioritise wealth preservation, but only 36% plan succession: Report")
Undisclosed foreign assets? Check if you qualify for Rs 1 lakh scheme
FAST-DS 2026 offers eligible taxpayers a one-time route to disclose foreign assets, with fees and payment rules varying by category
 "Undisclosed foreign assets? Check if you qualify for Rs 1 lakh scheme")
Personalised investment advisory ensures accountability: Harsh Roongta
Harsh Roongta says investors should seek personalised advice from advisers with a long-term stake in their well-being, repay loans, secure insurance and build savings habits
 "Personalised investment advisory ensures accountability: Harsh Roongta")
IPO offer document: What to read, what to skip when assessing fundamentals
Do targeted reading of the prospectus to assess an IPO on fundamentals
 "IPO offer document: What to read, what to skip when assessing fundamentals")
Consumer Protection: Don't risk renewal by handing cheque to agent
The Supreme Court held that an agent had neither express nor implied authority to receive premiums on the insurer's behalf, and hence upheld the repudiation of claims
 "Consumer Protection: Don't risk renewal by handing cheque to agent")
Gold FoFs halt fresh investments before Diwali: What investors can do
Several fund houses have suspended lump-sum purchases and new investment plans, while existing instalments and redemptions continue.
 "Gold FoFs halt fresh investments before Diwali: What investors can do")
How to pick a car loan this festive season: EMI, tenure and prepayment tips
Cap total equated monthly instalments at 40 per cent of take-home income, choose a manageable tenure, and check prepayment terms
 "How to pick a car loan this festive season: EMI, tenure and prepayment tips")
Is this a good time to enter value funds? Here's what investors should know
Allocate 10-20 per cent of your equity portfolio for style diversification and wait patiently for performance to turn around
 "Is this a good time to enter value funds? Here's what investors should know")
The second life of gifts: Why Diwali giving need not end at unwrapping
From luxury resale and regifting to charitable auctions and the circular economy, gifts are finding second lives. This Diwali, the question is not just what we give, but what happens to it afterwards
 "The second life of gifts: Why Diwali giving need not end at unwrapping")
Disputed credit card charge rejected? Know your options to seek redress
Report unauthorised transactions immediately, preserve evidence and pay undisputed dues on time
 "Disputed credit card charge rejected? Know your options to seek redress")
NPS Bharat FoF: Why PFRDA is opening pension capital to private debt
The pension regulator is widening investment options and simplifying digital enrolment to expand retirement coverage.
 "NPS Bharat FoF: Why PFRDA is opening pension capital to private debt")
Shopping scams: How to spot warning signs, avoid fraud this festival season
Use official apps and websites, check parcels before paying, and report financial fraud immediately
 "Shopping scams: How to spot warning signs, avoid fraud this festival season")
What should you do with your loss-making investments in SME IPOs?
Reassess these holdings, avoid averaging down on price alone, and keep exposure modest
 "What should you do with your loss-making investments in SME IPOs?")
10% health insurance co-pay could push patients' bill burden to 15-19%
Insurers want a mandatory 10 per cent co-pay on retail health policies for lower premiums, but with non-payable costs, policyholders could end up paying 15-19 per cent of hospital bills.
 "10% health insurance co-pay could push patients' bill burden to 15-19%")
Company fixed deposits give higher returns, but come with their own risks
If you want to stick with FDs, but don't particularly like the low rates offered by banks, a corporate FD might just be the ticket for you
 "Company fixed deposits give higher returns, but come with their own risks")
Bank deposits join CAS: What you may see, what may still be missing
Bank deposits will join the Consolidated Account Statement (CAS) from January 1. But will the move finally give consumers a complete picture of their financial life?
 "Bank deposits join CAS: What you may see, what may still be missing")
RBI rate hike: Your EMI may not move, but your loan may get longer
How to save ₹55k on home loans after rate hikes: Increase your monthly EMI instead of loan tenure. Expert guide to floating rate resets, EBLR, MCLR, and prepayments in India.
 "RBI rate hike: Your EMI may not move, but your loan may get longer")
Active vs passive: How investors can choose the right fund strategy
Active and passive funds offer different advantages across market-cap segments, making a mix of both a sensible portfolio strategy
 "Active vs passive: How investors can choose the right fund strategy")