Personal Finance

Dealing with a tax notice? Correct errors via updated ITR and pay dues

If your claim was genuine, submit documents to back it up

Fund managers rebalance MAAFs after run-ups, so stay invested

New investors should consider them for risk reduction, stability and disciplined allocation, not return-chasing

Cheque bounced? Experts weigh in on fines, jail risk and credit hit

'Most cases end in settlement, not jail,' say lawyers, but ignoring the 15-day notice can trigger court action and credit damage

RBI draft on INR derivatives may push more banks to expand in GIFT City

RBI's proposal restricting access to rupee NDDCs to banks with IFSC units could deepen lender presence in GIFT City, while offshore ETP rules signal calibrated liberalisation

Draft norms for recovery agents seek higher accountability for banks

The earlier defence that misconduct was the agent's independent act may not work in the future

What are the health insurance options available to NRIs visiting India?

NRIs' overseas health plans may not be accepted in Indian hospitals since they may not have the relevant tie-ups; for such contingencies, it is best to take a local travel health

Six yards of rising value: Why the saree is a smart style investment

From red-carpet validation to heirloom investment, the six-yard classic is evolving from tradition-bound attire to a global symbol of cultural confidence and conscious spending

All you need to know about RBI's new draft norms to curb misselling

Customers must stay vigilant and avoid falling prey as mis-selling is not easy to prove

Learn about tax rule changes to avoid last-minute confusion during filing

In the tax return forms, more data will come pre-filled, but it should be verified against your own records to avoid mismatches

Financial conflicts among couples: Balance joint and solo accounts

Regular money talks, setting up joint goals, and regular reviews can help couples stay aligned

Can AI cook dinner? India's smart kitchens test the limits of automation

From guided multi-cookers to robotic chefs, AI-powered appliances promise urban Indian homes precision and convenience, but raise questions about emotion, memory, and the meaning of cooking itself

What are the best car loan interest rates available today?

Check out a range of car loan interest rates available from banks for a 5 year-period as well as associated EMIs for each

Correction in IT funds: Avoid hasty exit or aggressive buying on dips

IT funds have declined sharply amid AI-led disruption fears. Experts advise investors to avoid panic exits or aggressive dip-buying and adopt a staggered approach

Amid gold-silver volatility, book partial profits in rallies to cut risks

Instead of chasing high prices, new investors must enter through systematic investment plans with a horizon of five years

FAST-DS: Pay fee and gain immunity from harsher Black Money Act

The scheme's key drawback is the low monetary thresholds of Rs 1 crore and Rs 5 crore, which limit participation

What are the best term insurance premium rates for young professionals?

Here is a selected list of the best term insurance rates from various insurers for young male professionals living in a large city

Pashmina's resurgence: How heritage craft meets conscious luxury demand

From ceremonial gifting to informed ownership, pashmina shawls are being rediscovered as a conscious luxury choice rooted in heritage, sustainability and emotional value

Travel insurance demand for overseas weddings up 27% in two years: Report

Indian families turning to disciplined financial planning for such events, it says

New baggage rules: How much gold jewellery you can bring in without duty

Changes shift gold jewellery limits to a weight-based system and remove value caps on personal electronics to improve traveller convenience

Buyback taxed as capital gains, not dividends, to benefit high earners

Finance Bill 2026 shifts share buyback proceeds to capital gains tax from April 2026, easing the burden for many investors, while tightening tax rules for SGB buyers