Personal Finance

Arbitrage funds: Investors in higher tax bracket may invest for 6-12 months

Arbitrage funds aim to capture the price difference between the spot price of a stock or index and its futures price when futures trade at a premium

Draft digital fraud compensation norm: Payout one-time, vigilance still key

Under the draft, an eligible victim will receive 85 per cent of the net loss amount, or ₹25,000, whichever is lower

Tackling West Asia conflict's impact on investments, household budget

Avoid panic selling, keep SIPs going: Past wars caused transitory selloffs

Stranded due to West Asia conflict? It may affect your tax residency status

Incorrect assessment of status and failure to fulfil tax-related obligations can have serious consequences

Recovery over raves: How fitness is reshaping weekend spending

Urban professionals are increasingly trading nightlife for fitness studios, run clubs and wellness cafes, signalling a shift in how India's city dwellers socialise, spend and recharge over the weekend

Choosing between RERA and consumer court for action against builders, dues

Carefully assess nature of grievance before choosing forum

Women home loan borrowers: Co-borrowers must ensure they are co-owners

Besides enjoying a share in the property, this will make them eligible for tax benefit

Value and contra funds: Add the other if it diversifies your portfolio

Sebi's new rule allows AMCs to offer both value and contra funds with limited portfolio overlap. Here's how the two strategies differ and which investors they suit

Home insurance: Burden of proving exclusion in a claim lies on insurer

If an insurer wants to deny a claim based on an exclusion, it must provide clear evidence that the incident falls under that exclusion

Consider corporate fixed deposits if you want to boost your returns

If you are a conservative investor who invests primarily in bank fixed deposits but wants to boost your returns by 1-2 percentage points, consider investing in a corporate fixed deposit

Can tenants claim ownership after decades of occupancy? SC clarifies

Supreme Court clarified that decades of occupancy do not grant tenants ownership rights, orders the eviction of a shop's occupants

No free lunch: Annuities reveal why the retirement corpus has to be large

Annuities show that a 60-year-old couple needs a total of Rs 12 crore to be able to live in a two-bedroom apartment in Bangalore during retirement

War disruption: When airlines, hotels must refund cancelled bookings

If airlines cancel flights due to war or airspace closure, passengers can seek full refunds. But if travellers cancel voluntarily, contractual rules apply and insurance may not cover war

File consumer complaint within two years of the last cause of action

Identify correct court for filing complaint based on amount paid for goods or service

Forex card breach: Prompt reporting can secure full refund if no negligence

When not travelling, lock the forex card, keep only a small balance, and switch on alerts

Being well-informed is not enough, seek opposing views in investing

While survival is no longer at stake, confirmation bias continues to shape our behaviour - especially as investors

Use current valuations to enter small-cap stocks with robust fundamentals

Enter only those stocks that have consistently strong financials, adequate liquidity, and no signs of corporate governance risk

Find the best interest rates on fixed deposits for senior citizens

Senior citizens get a slightly higher rate of interest on fixed deposits across public and private banks, as well as NBFCs

Counting crores: What's behind the surge in India's new ultra-Luxury homes?

As luxury thresholds climb, the real differentiator at Rs 15 crore is no longer square footage but privacy infrastructure, brand equity and managed living

Builder-buyer agreements fairer now, yet buyers must scrutinise fine print

Do not skip crucial provisions of the agreement that have a bearing on your interests