Personal Finance

₹1 crore-plus health covers offer safety, but affordability remains key

Health insurance premiums tend to rise rapidly at older age

As silver slides, punters should exit, long-term investors should buy dip

Those investing now should stagger their investments and enter with a long-term horizon

Hidden cost of war on wealth: Capital compounding may be less forgiving

Instead of panic, respond with preparedness; keep separate money pools of money for short-, medium-, and long-term needs

Consider corporate fixed deposits if you want to boost your returns

If you are a conservative investor who invests primarily in bank fixed deposits but wants to boost your returns by 1-2 percentage points, consider investing in a corporate fixed deposit

EPFO replaces Form 15G/15H with 121: What it means for withdrawing money

EPF TDS exemption moves to Form 121, allowing simpler filing process but with stricter data checks and verification norms

Co-owned property split? Experts explain why it's easier said than done

Co-owned property exit? Experts explain why selling your share rarely brings a clean break and disputes often follow

Young buyers dropping health cover risk savings, debt, investment setbacks

Combine base policy with super top-up, opt for policy with favourable bonus norms to manage premium cost

Life insurance onboarding: Disclose ailments, habits; take tests if needed

Appoint a guardian for minor nominees; update nominations after major life events

Multi-asset fund-of-funds: Active option suits alpha, risk control seekers

Multi-asset FoFs offer diversification in one fund, but investors must weigh costs, tax rules, and active vs passive strategies before investing

What are the best plans that insurers offer for cancer treatment?

With cancer treatment costs rising, insurers are offering specialised plans that provide staged payouts, long-term financial protection and support across diagnosis and recovery

As credit card benefits decline, leverage offers to earn more rewards

The best way to optimise benefits is to keep multiple cards and use the one offering highest rewards for each spending category

Old vs new tax regime: Higher allowances, HRA changes warrant a review

Employees whose cost to company includes these components may find the old regime more beneficial this year

Property transfer to son? Experts explain why mutation alone is not enough

Why property transfer from father to son needs more than a name change

Run-up in US funds: Invest for market, currency hedge with 7-year horizon

A resurgence of inflation could keep policy tight. Prolonged high interest rates could weigh on valuations and multiples

Travel Insurance: Check these things before taking that summer vacay abroad

With flight disruptions rising amid geopolitical tensions, travellers must check insurance coverage, exclusions, and claim conditions carefully before heading abroad this summer

Akshaya Tritiya gold buying: Match consumption, investment with purpose

On Akshaya Tritiya, choose gold wisely-jewellery for sentiment, ETFs and SGBs for returns; verify purity, costs, and tax impact before investing

Senior living projects: Assess developer track record in service delivery

As senior living projects expand rapidly, experts advise buyers to assess developers' track record, service quality, costs and long-term sustainability before investing

Indoor luxe: Curated greenery redefines Indian homes' wellness, luxury

From curated plant corners to designer planters, indoor greenery is emerging as a symbol of wellness, design sensibility, and understated luxury in India's high-end urban homes

Car loans: Best interest rates and what buyers should know

With rising car prices and growing EV push, loans are helping buyers manage costs by spreading payments over manageable tenures aligned with monthly income

Investing in FDs via digital platforms offers wider choice, easy access

Digital platforms make FD investing easier, but investors must weigh risks, diversification, and post-tax returns instead of chasing high interest rates