Personal Finance

Why you should not rely solely on AIS data for filing tax return

Information contained in AIS should be cross-checked against data in various statements of financial transactions

How to prevent rejection of EV insurance claim: Key precautions to take

As EV adoption rises, insurers warn that improper charging, unauthorised modifications, and delayed reporting can lead to claim rejection

Beyond The Ticket: India's concert economy shifts to premium experiences

India's concert economy is no longer about music alone. These are fast becoming lifestyle events bundled with signed gift hampers, meet-and-greet the artist and other memorable experiences

Check out the interest rates available across banks for home loans

Here are the interest rates for various loan amounts across public and private sector banks, as well as non-banking housing finance companies, with rate ranges instead of fixed ones

Preparing a will? Avoid these common mistakes to make it unchallengeable

Avoid vague drafting, interested witnesses, unsigned corrections, and multiple, contradictory documents

FY26 ITR filing: How to choose the ITR form that best reflects your income

Taxpayers should carefully match their income profile with the applicable ITR form, as filing returns in the wrong form could lead to defective returns or tax notices

One more REIT now available, but are they the right instrument for you?

Interest rate cycle affects the attractiveness of REITs; a longer horizon is essential to overcome its impact

High gold prices boost exchange schemes: What customers must know

India's gold recycling market is expanding rapidly as rising prices push households to exchange old jewellery, but customers must watch for purity checks, deductions and opaque valuation practices

Amid heatwaves, breathable fabrics reshape summer fashion for Indian women

As Indian summers grow harsher, women are embracing breathable fabrics, fluid silhouettes and versatile wardrobes that blend comfort, practicality and understated luxury

What are the best super top-up health cover plans available

With private healthcare costs rising sharply, comprehensive health insurance and super top-up plans are becoming critical for urban Indians seeking stronger financial protection

Understand legal and financial risks before becoming a joint account holder

Use joint accounts only where shared access is genuinely needed; do your due diligence before joining

Benefits, pitfalls of maternity cover you should be aware of before buying

Watch out for sub-limits and waiting periods that often accompany this cover

What NPS' new asset allocation, withdrawal options mean for you

Surrender of annuity will be allowed only if it meets the terms of the contract

Contra funds: Can you weather the long periods of underperformance?

Make sure the fund manager does not abandon this strategy in a bull run

Under your feet: Rugs and carpets emerge as luxury investments across homes

From handcrafted Kashmiri silk carpets to contemporary abstract rugs, Indian homeowners are increasingly investing in statement floor pieces that blend craftsmanship, comfort and personal style

As equity markets wobble, fixed deposits can be an appealing alternative

With equity markets under pressure amid the West Asia conflict and interest rates expected to remain steady, fixed deposits are regaining appeal among low-risk investors

After run-up in precious metals, what steps should investors take?

Rebalance away from gold and silver and towards equity and debt

Security deposit not refunded by landlord? Experts explain tenants' options

Experts say tenants can challenge unfair rental deposit deductions through legal notices, rent authorities and civil courts

Treat these novel strategies as diversifiers, not as core holdings

Treat SIFs as satellite holdings, not replacements for core mutual fund holdings, as management and threshold compliance risks remain

Why you should have a separate health corpus to tackle rising medical costs

Rising medical costs and insurance gaps make building a dedicated health corpus essential for long-term financial security