Personal Finance

Voice cloning, phishing, impersonation: How to spot personal finance scams

Don't respond to phone messages from unknown numbers, even if they appear to be from your bank

Talking finances: An important conversation Indian couples fail to have

More than ₹80,000 crore lies unclaimed across banks, insurers, mutual funds and provident fund accounts, exposing a critical gap in household financial disclosure

Should investors choose passive funds for smallcap market exposure?

While active smallcap funds have traditionally outperformed benchmarks, passive and smart-beta options offer lower costs and diversified exposure. The choice depends on investor preference and convict

Couple goal in finance: How to balance independence and responsibilities

Partners should fund shared goals together but keep personal spending separate

What are your rights as borrower when bank tries to repossess your vehicle?

Demand proper notices, written authorisation, and a possession inventory before surrendering your vehicle

Income tax return filing: How to avoid errors, notices and refund delays

Make sure to match Form 16 with AIS and Form 26AS, choose the correct ITR form, and compare tax regimes before filing

From restaurants to residences: The rise of private chefs at private dos

Affluent households are increasingly replacing restaurant outings with personalised chef-led dining experiences at home, fuelling demand for bespoke menus, convenience and exclusivity

What are the best interest rates senior citizens can get on fixed deposits?

Senior citizens get a higher rate of interest on fixed deposits across public, private, and foreign banks, as well as small finance banks

Indispensable checks you must run before using Form 16 to file ITR

Before filing ITRs, salaried taxpayers should reconcile Form 16 and Form 16A with AIS, Form 26AS and personal records to avoid errors and notices

Changed jobs? Transferring PF could help keep future withdrawals tax-free

Explained: How to transfer your PF balance and preserve key tax and withdrawal benefits.

How a small SIP turns into crores over time | Investing tips | Personal finance | Mutual fund

Can a small SIP really help you build crores over time? In this video, we explain the 8-4-3 rule of compounding and how disciplined investing in mutual funds can accelerate wealth creation.

Personal loan vs overdraft: Which one secretly costs you more? | Personal Finance

Banks and fintechs are increasingly offering instant credit options such as personal loans and overdraft (OD) facilities through digital platforms.

BaaS lowers entry cost of EV ownership, but may not always be cheaper

Battery as a Service reduces the upfront cost of buying an electric vehicle, but recurring payments, contract terms and resale concerns mean it works best for users with moderate distance driving

Personal finance for freelancers: Building emergency funds, managing taxes

Freelancers should always keep records of their invoices, payments received, and business-related expenses.

Multi-factor funds: Choose the right mix to balance risk and returns

Check the track record of the factor combination, tracking error and expense ratio before investing

Govt opens Indian stocks to foreigners, raises investment limits: Explained

New rules raise ownership limits and allow more overseas individuals to invest in listed Indian companies

Health insurance before investing: Why protection should come first

As health care costs rise, health insurance will ensure you do not have to deplete your savings or take a loan in case of an emergency

Jointly owned house: Steps to avoid tax disputes and ownership issues

Sale deed should clearly specify ownership share; maintain proof of contribution in purchase

Beyond cake and balloons: Kids, parents, embrace activity-based birthdays

From pool parties and trampoline parks to adventure zones and immersive play arenas, parents are increasingly spending on experiences rather than traditional birthday celebrations

Why you should not rely solely on AIS data for filing tax return

Information contained in AIS should be cross-checked against data in various statements of financial transactions