Page 141 - Personal Finance

Key points to consider before taking an overdraft facility

Frequent overdrafts that remain maxed out can negatively affect your credit score

Lower concentration risk, outperformance during broad rallies

An equal-weighted index assigns the same weight to every stock, regardless of market capitalisation

'Buy now, pay later' for stock purchases: Good and risky of investment

Investors should assess their financial situation and risk tolerance before engaging in margin trading

End of EB-5 visa: Why the $5 mn US 'Gold Card' blow hits rich Indians hard

The "Gold Card" will replace the employment-based EB-5 visa programme. This comes as a blow for Indians who had started seeing the EB-5 visa as an alternative to the H-1B visa

High Court denies widow's tax exemption claim for buying two flats

Section 54F provides tax relief to individual and Hindu Undivided Family taxpayers on capital gains earned from the sale of a long-term capital asset, excluding a residential property

US deportation fallout: 1274 immigration firms raided in Punjab, 7 arrested

The raids come in the wake of recent deportations of Indian immigrants from the United States

South Delhi's real estate potential Rs 5.7 lakh cr, 18,446 plots available

42 colonies across the region, including Category A and B colonies, contribute over Rs 5.35 lakh crore to this total.

Early bird offers, last minute deals: Air India's 'Exclusive Deals' options

Air India has launched a new "Exclusive Deals" section on its website and mobile app, offering travelers access to last-minute deals, early bird offers, UPI payment discounts, and more.

From Rs 12,000 to Rs 14,648 in a year: Best and worst SIP mutual funds

As the market fluctuates over the year, you see the power of monthly investments-often a strategy that benefits from rupee cost averaging-allowing you to buy units at various prices.

UK education: Meritorious Indian students can now avail £12,000 scholarship

The scholarship will support ten Indian students planning to study in the UK, offering each recipient £1,200 (Rs 1.3 lakh) to contribute towards their accommodation expenses

Text message, phone call: How to check your PF balance without UAN

UAN is a unique identification number assigned to all employees registered under the EPF scheme

You can soon withdraw UPI Lite funds and transfer them to your bank account

All UPI apps with an active UPI Lite feature must implement an app passcode, biometrics, or a pattern-based lock during log in

At 29.77% return, Motilal Midcap Fund leads: Top performing MFs in 1 year

n the large-cap category, the DSP Top 100 Equity Fund-Reg(G), led by Abhishek Singh, emerged as the undisputed leader, delivering a solid 18.10% return in the last year

US 'Gold Card' visa: Pay $5 million and get US citizenship; EB-5 to be axed

Trump's new Gold Card visa introduces a new avenue for legal immigration

Don't lose rupee cost averaging by stopping SIPs; stay focused on goals

Experts attribute the surge primarily to heightened equity market volatility since September 2024

How inflation shrinks your retirement corpus & ways to tackle it?

To beat inflation one construct the portfolio in a manner which proper debt to equity mix to beat inflation

62% Indians fear their accent may hurt English scores, 74% looks: Survey

Over 74 per cent believe their appearance could impact their results when assessed by a human examiner

335 Indians deported since Feb 5: Trump says 'cheaters, liars sent packing'

"The fraudsters, liars, cheaters, globalists, and deep state bureaucrats are being sent packing," Trump said

Know if banks are open or closed tomorrow in your state on Mahashivratri

Banks will be open in states such as Tripura, Tamil Nadu, Sikkim, Assam, Manipur, Arunachal Pradesh, Nagaland, Bengal, New Delhi, Goa, Bihar and Meghalaya

Does having SIP date make any difference to the long-term wealth creation?

Experts suggest rather than chasing the perfect entry point, investors should focus on staying invested, increasing contributions over time, and sticking to their financial goals