Page 189 - Personal Finance
FD rates for senior citizens in November: 13 banks offer 8.5%+ interest
Private and small finance banks in India are currently offering FDs with rates over 8.5% for specific tenures
 "FD rates for senior citizens in November: 13 banks offer 8.5%+ interest")
Canada ends automatic 10-year tourist visas, tightens rules for entry
The visa policy update is part of Canada's broader approach to balancing immigration and public concerns
 "Canada ends automatic 10-year tourist visas, tightens rules for entry")
Save more on fuel with rewards, discounts with these 5 credit cards
Apart from offers and benefits on your fuel expenses, cards provide offers in dining, shopping and entertainment
 "Save more on fuel with rewards, discounts with these 5 credit cards")
Tata India Innovation Fund opens for subscription on 11 Nov: Worth it?
The Tata India Innovation Fund will strategically target companies at the forefront of such transformative innovation that leverage research & development (R&D) and technologies like machine learning
Digital Life Certificate Campaign 3.0:How to get Jeevan Pramaan via face ID
Pensioners who are unable to access the digital platform can choose the traditional way to submit their documents
 "Digital Life Certificate Campaign 3.0:How to get Jeevan Pramaan via face ID")
YES Bank, ICICI update credit card rewards: More spending, fewer benefits
From December 1, YES Bank will cap YES Rewardz points on flights and hotel bookings. ICICI Bank will raise lounge access spend requirements from November 15
 "YES Bank, ICICI update credit card rewards: More spending, fewer benefits")
8 years post demonetisation: Black money still haunts real estate
90% citizens surveyed want all products and services by builders and their subcontractors to be purchased with GST receipts, according to a survey by LocalCircles
 "8 years post demonetisation: Black money still haunts real estate")
BS BFSI Summit: SBI's Nitin Chugh backs 'happy friction' to reduce fraud
SBI's Nitin Chugh introduces the concept of 'happy friction' - a system of checks and balances to protect vulnerable accounts and reduce cybercrime
 "BS BFSI Summit: SBI's Nitin Chugh backs 'happy friction' to reduce fraud")
Trump's 2024 win: What it means for Indian IT, real estate, pharma, trade
India IT Services players are more insulated now from such anti-immigration policies than they were in 2016. All players have ramped-up local hiring in US.
 "Trump's 2024 win: What it means for Indian IT, real estate, pharma, trade")
Tough loan market, rise of momentum investing: Top personal finance stories
This week we write about how to get a loan as availability norms harden and how to select momentum index funds
 "Tough loan market, rise of momentum investing: Top personal finance stories")
Multi-asset funds: Align fund's equity strategy with your risk appetite
Investors often latch on to an asset class after it has moved up considerably. Even if they are not reactive in their portfolio allocation, it is not an easy strategy to implement
 "Multi-asset funds: Align fund's equity strategy with your risk appetite")
Unsettled GST tax demand after payment? Use new form to adjust tax amount
With the introduction of new form GST DRC-03A, it will now be much easier to apply toward settling their tax obligations
 "Unsettled GST tax demand after payment? Use new form to adjust tax amount")
Canada's immigration backlog hits over 1 million amid growing visa delays
The immigration system backlog has intensified particularly for Indians, with the diplomatic dispute between Canada and India compounding processing delays for Indian applicants
Air pollution driving up health costs? Choose comprehensive insurance now
Currently, health insurance in India does not feature policies exclusively focused on pollution-related health issues
 "Air pollution driving up health costs? Choose comprehensive insurance now")
RBI's new KYC rules: Simplified verification and enhanced security
The amended provisions in the Master Direction have come into force with immediate effect, said the circular issued by the Reserve Bank of India
 "RBI's new KYC rules: Simplified verification and enhanced security")
Shiv Nadar India's most generous philanthropist, Nikhil Kamath youngest
The 79-year-old tech magnate donated Rs 2,153 crore in the financial year 2024 - translating to Rs 5.9 crore every single day, according to the EdelGive-Hurun India Philanthropy List 2024.
 "Shiv Nadar India's most generous philanthropist, Nikhil Kamath youngest")
Choice of momentum factor index should depend on performance in downturns
An index with less volatility during downturns can help you remain invested
 "Choice of momentum factor index should depend on performance in downturns")
Term insurance policies of various companies collected in single table
What companies offer to subscribers living in a metro city and do not smoke
 "Term insurance policies of various companies collected in single table")
NRIs and Indian markets: Their Tax implications and investment options
They are subject to Indian tax rules for such investments and may get benefits under bilateral treaties
 "NRIs and Indian markets: Their Tax implications and investment options")
UK's Graduate Route visa to stay unchanged; relief for Indian students
Everyone recognises that Indian students are phenomenal. Indian alumni are leading globally, including at the World Bank and beyond," says UK's Lord Karan Bilimoria
 "UK's Graduate Route visa to stay unchanged; relief for Indian students")