Page 299 - Personal Finance
Where TMFs score: Transparent, low on credit risk and cost-efficient
FMPs don't face the issue of liquidity management but have higher costs
 "Where TMFs score: Transparent, low on credit risk and cost-efficient")
HDFC Bank, Tata, SBI, and others: Personal loans with lowest interest rates
Personal loans offer a versatile financial solution that can cater to your needs. Take a look at the most popular Personal Loan plans in India for 2024
 "HDFC Bank, Tata, SBI, and others: Personal loans with lowest interest rates")
Which banks or financial institutes offer the best FD rates? Take a look
Fixed deposits (FDs) are a cornerstone of financial planning for many in India, offering a secure and predictable return on investment
 "Which banks or financial institutes offer the best FD rates? Take a look")
Understanding the difference between large, mid, and small-cap funds
Companies are tagged such based on their market value; their risk profiles vary
 "Understanding the difference between large, mid, and small-cap funds")
Think beyond 80C: Last-minute tax-saving hacks for you
Repaying the principal amount on your home loan comes with tax benefits. Every rupee you pay towards the principal reduces your taxable income.
 "Think beyond 80C: Last-minute tax-saving hacks for you")
Income tax allowances, deductions allowed for individuals in old tax regime
From house rent to donation to a political party, individuals can claim tax saving through several options
 "Income tax allowances, deductions allowed for individuals in old tax regime")
Paytm gets a lifeline with third-party license: What this means for you
The third-party application provider license will allow Paytm to facilitate payments through the UPI network, akin to how PhonePe and Google Pay operate
 "Paytm gets a lifeline with third-party license: What this means for you")
What is Sebi stress test and why Quant MF will take 22 days for 50% small-cap liquidation
Sebi did a stress test on small-cap funds, basically checking how fast they could return investors' money if there was a sudden rush of withdrawals. Different funds performed differently
 "What is Sebi stress test and why Quant MF will take 22 days for 50% small-cap liquidation")
NPS investment and luxury dinnerware: Top personal finance stories
Our top stories this week explain National Pension System's performance and how tableware makes eating elegant
 "NPS investment and luxury dinnerware: Top personal finance stories")
Chart: 64% of equity MFs outperform their respective benchmarks in February
Large & Mid Cap funds was the best performing category where 85% of the schemes outperformed the benchmark
 "Chart: 64% of equity MFs outperform their respective benchmarks in February")
Assam govt hikes DA by 4% for employees, pensioners, says CM Himanta
The increase in DA will be effective from January 1, and the arrears of the first three months will be paid in instalments in May, June and July respectively, Sarma said at a press conference here
 "Assam govt hikes DA by 4% for employees, pensioners, says CM Himanta")
Multi-point trip: Tax break is on direct travel cost to farthest place
Journeys with foreign leg not eligible for benefit, even if they start and end in India
 "Multi-point trip: Tax break is on direct travel cost to farthest place")
Pay advance tax now: A guide on calculating, filing, and its importance
Have you paid the fourth installment of advance tax? If not, do it now. Here's why
 "Pay advance tax now: A guide on calculating, filing, and its importance")
Obtain secured credit card, repay regularly to repair credit history
Use less than 30% of card limit; avoid frequent loan applications
 "Obtain secured credit card, repay regularly to repair credit history")
Submit investment proof to reduce TDS by March 31: Details here
As FY24 ends soon, employees need to buck up and declare investments to lower their TDS
 "Submit investment proof to reduce TDS by March 31: Details here")
Fund review: ICICI Pru Bluechip Fund
Fund review: ICICI Pru Bluechip Fund
Axis Atlas credit card fiasco: How to avoid your rewards from being blocked
The bank has sent a web link in the mail, allowing users to submit invoices, online
 "Axis Atlas credit card fiasco: How to avoid your rewards from being blocked")
Pension plans of various companies, terms, fees explained in one table
Regular Pay, Single Pay and Single Pay Deferred Annuity schemes explained in Policybazaar table
 "Pension plans of various companies, terms, fees explained in one table")
Paytm Payments Bank FAQs: Deadline nears, here's what customers must do now
RBI has compiled a list of FAQs to soothe customer concerns following the curb on Paytm's unit Paytm Payments Bank's operations
 "Paytm Payments Bank FAQs: Deadline nears, here's what customers must do now")
Exemptions to rebates: Differences between old and new tax regime
Taxpayers are given a choice to choose between the old and new tax regimes
 "Exemptions to rebates: Differences between old and new tax regime")