Page 418 - Personal Finance

A snapshot of personal loan rates offered by various firms with details

Here is how the personal loan rates offered by various firms stack up

Fund pick: HDFC Medium Term Debt Plan

Fund pick: HDFC Medium Term Debt Plan

Go long to make the most of strong run in the small-cap fund category

Allocate 10-15% to these funds for a 10-year period, don't just rely on history

Take advantage of low gold prices, maintain 10-15% allocation: Expert

The monetary metal has bounced back from recent lows, with the dollar and yields cooling, and is likely to strengthen further

Bond fund investors must follow these 4 ways to beat inflation: Expert

For investors in bond funds, these strategies - better yields than inflation, reinvestment, barbell strategies, and credits - are where we see the best opportunities

Scope for volatility high, follow dynamic asset allocation approach: Expert

Asset allocation schemes best placed for investors to benefit from current market volatility

Real estate has a healthy demand outlook, but some hiccups remain

The second wave may affect Q1, but there is a strong expectation that FY22 demand will perhaps equal or surpass FY20 levels

Exiting equities now can be a costly mistake, might miss out good mkt rally

Timing one's re-entry correctly is very difficult

Be mindful of sub-limits on mental illnesses in your insurance cover

OPD covers compensate for counselling sessions, but these always have a sub-limit

Cash-strapped patients with Covid-19 infection can consider loans

In a health emergency, speed of disbursement is more important than cost

Promise to purchase produce from farmers must be kept

JCI alleged that the complaint had been filed merely to avoid repayment of the loan taken against the value of the jute.

What you should do to soften the blow of second Covid wave on your finances

This is a time to focus not on maximising upside gains but curtailing downside risks

Irdai slaps Rs 51 lakh fine on four insurers for violation of norms

Regulator Irdai has imposed a penalty of Rs 51 lakh on four insurers, including SBI General Insurance Company, for violation of certain norms related to motor insurance.

Use current prices to raise gold allocation to 10-15%, say analysts

Rising inflation, low real yield, and equity market volatility are positives for the yellow metal

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plan offered by various companies stack up

Fund pick: UTI Midcap Fund

Fund pick: UTI Midcap Fund

Sprucing up your space with classy home textiles in the time of Covid-19

There is a wide range of curtains, carpets, cushions and more at various price points. Pick up stuff that goes well with your space as furnishing is usually a long-term affair

Opt for fixed maturity plan if you need discipline of a lock-in: Experts

FMPs allow investors to lock into current yields. The scheme information document indicates the fund's allocation to instruments of various credit ratings

Half the PMS schemes trail Nifty 50 in FY21, clutchful offer 100% returns

Returns were calculated on time-weighted rate of return, which eliminates effects of inflows and withdrawals from schemes to get a clearer sense of fund manager's performance

Avail of tax relief on terminal compensation: Here's how to file Form 10E

You must have completed 3 years of continuous service and have another 3 years of employment left