Page 423 - Personal Finance

Rev up the e-bike to save big on costs and do your bit for the environment

The future of EVs in India may ride on two-wheelers, which are getting electrified much faster than cars. These vehicles help you save nearly 40% on TCO or total cost of ownership

Fund pick: Nippon India Large Cap Fund

Fund pick: Nippon India Large Cap Fund

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plans offered by various companies stack up

Planning to take a gold loan? Put up extra collateral if demanded by lender

If LTV ratio on your loan exceeds the regulatory cap, lender can sell pledged gold to recover dues

Multiple benefits of deferred annuities: How you can choose the right one

Savvy investors can expect to earn better returns by investing in alternatives

Avoid tax credit mismatch in income-tax return request: Experts

In case of an error, file a revised TDS return under Section 154(1)

Beating the blues and glare of electronics to improve eye health as you WFH

Extended use of mobile phones, laptops and television have impacted our eyes as we work, study and entertain at home; here are some tips to start moving to 20/20 vision again

Comparing insurance products difficult? Opt for a standard policy

Evolved buyers with specific needs should go for comprehensive personal accident cover

SBI cuts home loan interest rate by 10 bps to 6.7% linked to CIBIL score

Sanctions loans worth Rs one trillion till date in FY21

Sovereign Gold Bond scheme opens today. Should you subscribe?

With gold prices on a decline, thanks to a rise in bond yields - globally and in India - analysts say investing in the yellow metal and the SGB scheme makes little sense right now

KYC norms hindering financial penetration

CKYC is failing to have the desired impact due to lack of clear directions from the regulators, and lack of connectivity between the stakeholders and the repository

Pay your family's insurance premiums and PPF contributions to save tax

While using the family to save tax is legal and smart, ensure you use the ones where clubbing income laws don't apply

Private health insurers offering 80-100% discounts on renewal premia

Most health insurance provides no-claim bonus for claim-free years but that usually ranges from 25 per cent to 50 per cent

Infra funds' performance will hinge on revival in private capex: Experts

After the March 2020 market crash, all the major economies, including India, launched large monetary and fiscal stimulus packages to counter the slowdown

Tips on saving tax on the interest you earn on your savings bank account

Interest earned on balances in savings accounts held with banks or post offices is taxable under "Income from other sources". Did you know that you can actually save this tax to an extent?

Standardisation of products not against innovation, says Irdai Chairman

Irdai chairman further said that these standard products will not be frozen in time

Fund Pick: Kotak Savings Fund

Fund Pic: Kotak Savings Fund

A snapshot of personal loan rates offered by various firms with details

Here's how the personal loan rates offered by various companies stack up

Coming soon: Pay life insurance premium in advance, get a discount

IRDAI proposes to link discount with SBI savings bank rate, which is currently at 2.7%

Compare prices across term insurance plans to get best deal: Experts

Increase payment tenure, go for monthly premium to counter hike in term rates