Page 423 - Personal Finance

I-T assessments hit as e-filing portal's communication with back-end broken

A host of activities have been stalled on the upgraded e-filing portal; banks seek undertaking from customers for overseas payment

Debt cut strategies useful for borrowers but they come at a cost

Loan restructuring and moratorium increase interest outgo

Port if health insurance policy premium starts to pinch, say analysts

The best way to save on cost of term insurance is to enter at an early age

Give necessary standing instructions for renewal of your FD, say analysts

Inform your heirs about deposits and whereabouts of related documents so that they can make a claim

Need to reduce your portfolio risk by rebalancing, say analysts

Avoid extreme steps like investing more in equities amid the bull run, or exiting completely for fear of a correction

Compensation payable for not complying with court order

The National Commission held that flouting of the High Court's directions constituted a deficiency in service for which Bhupati could seek remedy under the Consumer Protection Act

Check 'rental value fit' when you are investing in house, say analysts

This is the amount that a typical tenant drawn to a locality is prepared to pay

ULIPs gain traction as preferred insurance schemes amid pandemic: Survey

Affinity of investors to park money in ULIPs has gone up during the pandemic, mainly because of flexibility to manage the funds, according to a survey report by Bajaj Allianz Life Insurance

Steps to undertake while conducting a mid-year review of your portfolio

Mid-year reviews have become extremely crucial for assessing portfolio health during Covid-19 times

Gaming for fun or killing the boredom, honing skills or making some money

Once frowned upon, gaming has acquired universal acceptance, with housewives, students and working professionals taking to it. Beware of the pitfalls, though

Fund pick: IDFC Dynamic Bond Fund

Fund pick: IDFC Dynamic Bond Fund

A snapshot of personal loan rates offered by various firms with details

Here's how personal loan interest rates offered by various banks stack up

Choose curated portfolios to avoid rookie mistakes, say analysts

Avoid offerings that are too concentrated or have very high churn

Don't find residential rental yields attractive enough? Opt for REITs

Returns are likely to be higher, but payouts are not guaranteed and prices will fluctuate on exchanges

Infrastructure fund yields depend on govt expenditure, say analysts

Let managers of diversified equity funds decide exposure, avoid direct investment

Index funds under focus as Navi MF looks to disrupt the market

NFO for Navi Nifty 50 Index Fund opens July 3; scheme will have expense ratio of just 0.06% under the direct plan and 0.26% under regular plan which is bought through an intermediary

Beginners may opt for 50:30:20 strategy for simplifying budgeting

Evolved users should opt for the traditional approach of tracking expenses and eliminating frivolous ones

How should cryptocurrency be taxed in India? Here are some thoughts

Cryptocurrencies have generated a lot of interest for investors of all ages due to recent increase in value. It is estimated that roughly a crore Indians have invested in cryptocurrencies

It's time to trade carefully as equity markets hit lifetime highs

With the markets trading at above fair valuations, investors should eschew risky bets

Will you be rich?

On doing the math, I discovered I would be able to achieve most of my goals provided I made some adjustments and invested more resources