Page 444 - Personal Finance

MF distribution payouts slip to three-year low in FY20 amid market slump

Experts say nudge towards direct plans, regulatory changes and market correction have led to cuts

Bharat Bond ETF NFO: A decent investment if you are holding till maturity

Suitable for people who are looking to lock into a reasonable and relatively tax-efficient yield

An unselective approach to investing

Buying a random selection, you will pick up some multi-baggers. But there will be considerable suffering for others

Getting the ergonomics and aesthetics in your home office right as you WFH

With work from home becoming the new normal due to the global pandemic, people have begun investing in smart furniture options to set up their office desks in their living rooms

New to investing? Bet only a small part of your surplus directly in stocks

The bulk of your money should be invested via mutual funds and low-cost passive funds

Fund houses asked to disclose SIP contribution over accuracy concerns

Experts say move could give clearer picture on impact on flows in current conditions

Fund pick: UTI Mastershare Unit

Fund pick: UTI Mastershare Unit

A snapshot of personal loan rates offered by various banks with details

Here is how the personal loan rates offered by various banks stack up

Mutual funds' asset base falls 8% to Rs 25 trillion in June quarter

AAUM of the industry, comprising 45 players, stood at Rs 24.82 trillion in April-June quarter 2020 as compared to Rs 27 trillion in the preceding quarter

Covid-19 brings insurance policies for directors back into mainstream

Enlightened buyers, particularly those with complex global exposures to litigious markets, are waking up and demanding sophisticated covers for their specific needs.

Protection stocks offer opportunity; opt for insurance and gold finance cos

Quality stocks in banking and financial services sector are still available at attractive valuations

How to claim income tax deduction for investments made in April - July 2020

One of the key points to note while accounting for these investments made from April to July is that a deduction once claimed in FY20 on an investment made, cannot be claimed again for FY21

Buying a car? High diesel prices favour petrol vehicles, but usage is key

But usage is key here since diesel vehicles provide better mileage

Compensation for giving wrong year of manufacture

The company argued that since Forstees was selling pre-owned cars, it was not covered by the Consumer Act

Income Tax department extends five new deadlines for Indian taxpayers

The estimation poses some practical challenges and also makes it difficult to assess tax liability

Stamp duty to have "little to no impact" on retail investors: Experts

All mutual fund purchases will attract stamp duty from Wednesday but experts believe it will have "little to no impact" on retail investors as charges are too low

Professionals in India now slightly upbeat about income, savings: Survey

Professionals in India are slightly more upbeat now about their income and savings as 1 in 4 respondents expect their earned income and personal spending to increase in the next six months.

Investment in sovereign-backed bonds: Be prepared for rate changes

You can invest as much as you like in these bonds, but they are subject to rate changes

UTI MF looks to bury the ghosts of the past as it finally goes public

The 3rd fund house to go public will succeed if legacy issues are put to rest; Industry insiders say that till now UTI has high brand recall in smaller cities, when investors consider a MF portfolio

Voice is the new normal: Now, you can ask Alexa, 'What's my bank balance'

Voice banking will provide convenience, but use Alexa and Google Assistant via secured APIs