Page 446 - Personal Finance
Fund pick: Axis Midcap Fund
Fund pick: Axis Midcap Fund
 "Fund pick: Axis Midcap Fund")
A snapshot of loan against fixed deposits offered by various banks
Here is how the rates and charges of loan against fixed deposit stack up
Take note, spenders: Refinance your loans, find ways to curb expenses
Among key belt-tightening measures, discretionary expenses are easier to pare
 "Take note, spenders: Refinance your loans, find ways to curb expenses")
Other income, mortgage guarantee can help you increase loan eligibility
Showing other income, and buying mortgage guarantee will help get approval
 "Other income, mortgage guarantee can help you increase loan eligibility")
Insurer must prove fraudulent claim
The policy would also pay double the amount, in case of death of the policyholder
Buy add-on covers to protect against damage due to natural calamities
Since consequential damage is not covered under the base policy, this will be an additional safety net to protect you
 "Buy add-on covers to protect against damage due to natural calamities")
Can't deny health claims for policies beyond 8 years, says Irdai
Non-disclosure not a valid ground after moratorium period
 "Can't deny health claims for policies beyond 8 years, says Irdai")
The bigger impact of cuts in basic salary: Your gratuity may take a hit
If your basic and DA have been cut, total amount will be adversely impacted
 "The bigger impact of cuts in basic salary: Your gratuity may take a hit")
Planning to take a health insurance? Buy now to meet future needs
Insurers will have to approve claims after the policy is eight years old
 "Planning to take a health insurance? Buy now to meet future needs")
A bottom-up approach to investing
Can you identify businesses which will weather this storm and come out stronger? If so, buy those companies
Spruce up your castle as you stay home-bound in the times of Covid-19
Spend on home improvement as the lockdown forces you to stay indoors; Here are some devices and gadgets that help achieve both better quality of life and self-sufficiency
 "Spruce up your castle as you stay home-bound in the times of Covid-19")
Tips to protecting your home and hearth against natural calamities
When buying a home insurance cover, opt for reinstatement value as the sum insured
 "Tips to protecting your home and hearth against natural calamities")
Signals from the debt market: Staying invested in equities is important
A steep yield curve has been followed by a bull run in equities on a couple of occasions in the past
 "Signals from the debt market: Staying invested in equities is important")
A snapshot of various health insurance schemes
A comparison of the health plans offered by various insurers
Fund pick: SBI dynamic bond fund
Fund pick: SBI dynamic bond fund
 "Fund pick: SBI dynamic bond fund")
Moratorium could be a costly affair, use these strategies to reduce burden
By how much your interest cost rises depends on a few factors, the first being loan tenure
 "Moratorium could be a costly affair, use these strategies to reduce burden")
A deferred free lunch for good conduct
RBI could ask banks to reward customers who do not default by giving a discount at the end of the loan's tenure
Investing in global funds will provide diversification, better returns
Dollar assets also make sense if you are planning to settle abroad
 "Investing in global funds will provide diversification, better returns")
Life insurers note 25% drop in new business premiums in May due to Covid-19
In the first two months in FY21, NBP of life insurers dropped almost 30%
 "Life insurers note 25% drop in new business premiums in May due to Covid-19")
Opting for EMI on health insurance premiums? You may end up paying more
This is because insurers are levying a nodal charge of 3-4 per cent on premium paid through instalment