Page 550 - Personal Finance

HDFC's digital loan facility a quick way to meet short-term cash crunch

HDFC Bank's overdraft against mutual funds promises quick disbursal, but customers should also weigh the option of selling off their fund holdings

File your income tax returns and keep these dos and don'ts in mind

File on time and keep your documents safe even after filing in case your ITR is scrutinised later on

Property auctions become transparent but with riders

Otherwise, you could be saddled with dues left unpaid by previous owner

Consumer sentiment, unemployment shoot up sharply in week ended May 27

In the week ended May 27, consumer sentiment rose to 100.70 from 95.77 the previous week; unemployment rate declined to 6.34% from 5.72% during the same period, according to CMIE data

Seek refuge in large-cap funds

Here are some large-cap funds you can choose from

These schemes can help you to secure your domestic help's financial future

She can achieve her goals if you help her invest a few hundreds out of her monthly salary in specific insurance and investment products

A checklist to ensure investing in affordable housing becomes rewarding

Keep return expectation limited to 10-11 per cent and ensure that the house you invest in can be rented easily

Earn sound risk-adjusted returns with alternative assets

These investments can lower portfolio volatility and allow you to stay invested across market cycles. But remember that any promise of high returns will come with commensurate risk

Now, wealth managers are signing up under RERA

Many have already registered in Maharashtra, and some are also expanding to other states

Govt notifies 8.55% interest on PF for 2017-18, lowest in 5 years

The labour ministry had sent the CBT's recommendation over the rate of interest to the finance ministry for its concurrence

Smart spending: Why old is still gold when it comes to vintage timepieces

New watches may have been hamstrung by the rise of the digital watch, but prices of vintage pieces are shooting up even today

Promise of higher returns in PMS schemes comes with higher risks

Do a careful evaluation of the fund manager, and have limited exposure to these higher-risk strategies in your portfolio

Are you planning a trip abroad? Compare charges before picking a forex card

Besides fees under multiple heads, there can also be restrictions on daily spending and withdrawal

A snapshot of car loan charges by different banks

Here's how the car fees and terms of top banks

Fund Analysis: Kotak Bond S/T

Business Standard looks at the fund and its features

Realty check: Current rates and unit sizes in Rs 5 mn - 10 mn range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

What you should look for in upside and downside capture ratios

Upside and downside capture ratios can be a handy tool for monitoring a fund's performance

Readers corner: Tax solutions

There are not many changes in the compliance requirements under presumptive taxation scheme this year

Opt for PPF extension if you are in the highest tax bracket, here's why

You will earn interest or get tax benefits on further deposits only if you have filled Form H after the 15-year period ends

Get out of your dollar fascination while investing in tech stocks

If you are keen on geographical diversification, look at international mutual funds that invest in top performing tech stocks