Opt for PPF extension if you are in the highest tax bracket, here's why

You will earn interest or get tax benefits on further deposits only if you have filled Form H after the 15-year period ends

A Public Provident Fund (PPF) account has a tenure of 15 years. After accumulating for such a long period, the money that you get on maturity is likely to be high. Hence due thought should be given to extending the account or withdrawing from it. 

The 15-year tenure for your PPF account doesn’t start as soon as you begin investing. The maturity date is calculated from the end of the financial year in which you make the first deposit. If you started investing from May 24, 2010, the maturity date will be April 1, 2026, as the tenure calculation will be