Page 571 - Personal Finance

Upcoming areas offer higher rental yields

If an area has sound infrastructure, is well connected and is attracting high-profile tenants, you may invest in a commercial office space there

The rebalancing act for 2018

With equity valuations getting stretched, book some gains there and shift money to fixed income and gold

Exercise extra care in selecting tax-savings funds

Due to the lock-in, there is little that the investor can do in the event of a market downturn, or deterioration in performance, except stay put till that period ends

Regular maintenance paid to ex-wife is taxable

But, there is no tax on lump sum alimony or transfer of physical assets

Chembur: Industrial centre to residential hub

Chembur scores well on connectivity, as it is generously networked through a grid of roads and an established rail network

Readers' Corner: Taxation

If you are registered on the online portal of EPFO website, you can make the transfer claim application online

Tipping point: What is modified duration?

If the modified duration is low, the net asset value (NAV) of the debt fund responds less to a change in interest rates, and vice versa

LAPs can be risky bets

Most borrowers of loans against property pin hopes on future cash flows from their business

Tour organiser liable for mismanagement

The Commission concluded that the tourists didn't deserve the entire refund. But some compensation had to be paid for the harassment

You can't be too careful with financial apps

The publisher can sell the user data or worse, use it for fraudulent purposes

You can lower tax burden on sale of Esops in unlisted firms

Employees are allowed some flexibility in choosing a fair market value that helps them reduce their tax burden

Bolster portfolio while going is good

Curtail investment to high-risk categories and diversify internationally to guard against a possible downturn in the markets

Right time for NRIs to buy residential or commercial property in India

Though the rupee has strengthened against most currencies, buyers can still benefit from the attractive prices in India

Don't let knotty financial issues weaken your marital bond

Heavy liabilities of one partner have the potential to sour a new relationship. So, develop a plan for how you will deal with these

GST: What is treatment for supplies made within the warranty period?

The supplier should be required to transport the goods covered under warranty under cover of a delivery challan

First World will attract more flows

Emerging market investors should recalibrate strategy to this reality

Exemption causes revenue loss of Rs 49,000 crore

India's tax regime for the capital markets is one of the most liberal

Shift of household savings to equities has just started

Exempting long-term capital gains (LTCG) on equity investments is one such measure, and a good one, writes the author

Give your fund manager time to ride out current volatility

If your dynamic bond fund manager is still maintaining a high average maturity despite the recent spike in interest rates, it is because he expects rates to ease

Realty check: budget: Rs 1 crore - Rs 1.5 crore

If you are looking at buying real estate, an idea about prevailing rates would come in handy