Page 577 - Personal Finance

Electric cars: High upfront pay, but running cost low

But it's better to wait for a while, as more players will enter and battery costs will come down

Avoid falling prey to mis-selling of insurance

While Irdai can nudge the sector towards better practices, buyers need to view this as an instrument that provides risk cover, not as a tax saving or investment product

It's time to move primarily into short-term funds

With the benchmark 10-year government bond yield rising above 7%, the larger part of your debt portfolio should be in short-term funds having a sound credit profile

Realty check: Within a budget of Rs 30 lakh - Rs 50 lakh

Business Standard brings you a snapshot of average current rates and unit sizes

From fitness trackers to smartwatches

If you are just starting out, go for a basic model that tracks your heart rate

Ethical investing does pay

Returns from Shariah and other funds in this space have been steady and comparable to other categories

Railways to pay for bridge collapse accidents

The dept inquiry conducted by the Railways revealed that the bridge had collapsed due to corrosion of the connecting cross girders

Readers' Corner: Mutual Fund

Currently, equity linked savings scheme do not provide dividend reinvestment facility

Tipping Point: What is a constant maturity gilt fund?

Constant maturity gilt funds guard against the risk of wrong duration calls by fund managers

Don't wait for real estate prices to fall further

An Ambit Capital report predicts prices may fall further due to RERA and NCLT. Realty experts say you should buy at current prices rather than wait

LIC offers cancer cover with sum assured up to Rs 50 lakh

The 'Cancer Cover' policy can be taken by those in the age group of 20 to 65

Include Bharat-22 ETF in your satellite portfolio

Investors can either book profits in this ETF after their targeted return is achieved, or can use it as a defensive bet

Saving for your child's future

Child-centric investment products suit those who cannot maintain financial discipline

What are consequences of not filing GST returns within due dates?

In case registered taxable person files return beyond due date, he will be required to pay late fees of Rs 100 for each day of delay, subject to a maximum of Rs 5,000

Shun expensive insurance policies sold with home loans

You will be much better off buying the required plans directly from life and general insurers

Analysis of cash flow is crucial

This should throw up firms better able to survive effects of a working capital crunch under GST

Begin your child's financial education early

This will enable her to become a proficient saver, spender and investor as an adult

Why it pays to pay your income tax

Idea is to widen tax base; target to add 12.5 mn in FY18

Are branded apartments really worth it?

Opt for branded homes where the brand gets involved in the entire development process

Why it pays to pay your taxes

I-T rewards for honest taxpayers likely