Page 578 - Personal Finance

Demonetisation: Business blues but compliance improves

The real estate market, which was already down for two years, faced more trouble when demonetisation was announced

Get more for every rupee spent

Keshav Nagar first started coming into the Pune real estate limelight in the late '90s

Reader's Corner: Life Insurance

As per the IRDAI regulations, each and every insurance company has to declare their investment return to their policyholders each year

How to save the property market

The current environment has a heightened sense of risk perception on under-construction flats

Tipping Point: Should I think of shifting my home loan?

With public sector banks like SBI and Bank of Baroda announcing reduction in loan rates, this is a good time to check where you stand

Positive signals amidst the gloom

Inflation is down, growth is headed for recovery. RIL and subsidiary Jio are on an upswing. Stressed loans, impending job losses are dark clouds

Needed: A retail borrowers' union to stop banks from cheating customers

As the RBI's Internal Committee report shows, both public and private sector banks have been cheating hapless customers

Single premium policies are for people without regular income

Complete tax benefits will only come if the sum assured is at least 10 times the premium

Rise in NPS entry age gives seniors another retirement-saving option

They should invest at least Rs 50,000 to avail of the additional tax benefit scheme provides

Hiking of entry age into NPS creates one more retirement saving avenue for senior citizens

Senior citizens should invest at least Rs 50,000 to avail of the additional tax benefit that NPS provides

How PF works: Different rules for Indian and foreign workers

EPFO clubs most allowances paid to expatriates with basic salary for calculating PF contribution

Can supplier adjust deposited CGST and SGST with IGST?

No requirement under GST law to pay interest at 18% per annum because of delay in filing of the returns

Agent changing insurer can leave you in the lurch

Insurance companies are trying to ensure that they do follow-ups to retain customers, but you need to be alert as well

Time to make tax-saving declaration: Don't buy any product in a hurry

Ensure that there is a complete documentation of your investments

IPOs: Have a 'stag' strategy

Be ready to book profits and sell out if the stock lists at a premium

Accessing bank account of an incapacitated person isn't easy

An account holder should use the 'either or survivor' option or give power of attorney to critical members of the family

Now, school must pay if a student gets injured on its premises

The school becomes liable for failing in its duty to monitor the students and enforce discipline

Realty check: Current rates and unit sizes in the Rs 2-2.5 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Readers' Corner: Banking

Rajiv Anand, Executive Director, Axis Bank, answers your questions

Give infra push to your portfolio

While picking mutual funds, go for ones with at least 85% exposure to these stocks