Page 585 - Personal Finance
Taking insurance without medical test can be risky
To avoid a claim rejection for chronic diseases, ensure proper medical records
 "Taking insurance without medical test can be risky")
GST: Who can opt for the composition scheme?
The refund is permissible only if the goods were sold prior to six months from July 1, 2017
 "GST: Who can opt for the composition scheme?")
Investors must beware of potential danger and plan for the future
No given strategy will guarantee the best returns but reasonable strategies will limit losses
Don't go overboard on equities, avoid lump-sum investments: Expert
Focus on large-caps and ensure that the portfolio is balanced
 "Don't go overboard on equities, avoid lump-sum investments: Expert")
Insure your home against natural calamities
Flooding of eastern India this monsoon underscores the need to buy home insurance
 "Insure your home against natural calamities")
Maximum return, minimum risk! Why voluntary PF is the best plan for salaried employees
The return you earn will be the same as in EPF
 "Maximum return, minimum risk! Why voluntary PF is the best plan for salaried employees")
What investors betting on crypto-currencies should do to minimise risks
Before you bet on them, brace yourself for high volatility and beware of hackers
Equity MFs see record Rs 20,000 crore inflows in August
Assets under management of the mutual fund industry crosses Rs 20,00,000 crore mark
 "Equity MFs see record Rs 20,000 crore inflows in August")
Realty check within budget of Rs 2-2.5 crore
A snapshot of average current rates and unit sizes
 "Realty check within budget of Rs 2-2.5 crore")
Tipping Point: Why are scheme mergers gathering pace?
Several schemes of mutual funds have been merged in recent times
 "Tipping Point: Why are scheme mergers gathering pace?")
Excluding interest income on FDs can hurt
Most forget to include this in taxable income, especially when it is in their wives' or kid's names
Rule change doesn't mean claim denial
The insurer claimed that the policyholder did not have a valid driving licence
Readers' Corner: Taxation
As a seller, you should compute capital gain tax liability on this sale after claiming credit of TDS
 "Readers' Corner: Taxation")
A zero-cost incentive to file I-T returns early
A promise that assessment of taxpayers filing returns by July 15 will be done by Dec 31 will help
 "A zero-cost incentive to file I-T returns early")
Over 93 million PAN cards linked with Aadhaar so far; last date is Aug 31
About 3 crore linkages were done in June and July
 "Over 93 million PAN cards linked with Aadhaar so far; last date is Aug 31")
Rs 1.75 lakh cr bank deposits, 1.8 mn people under scrutiny post note ban
Rs 3 lakh crore of hereto unaccounted wealth into the banking system, Modi said
Rs 21,400 crore in 'inoperative accounts' under tax lens
Bank accounts inoperative for many years witnessed huge deposits post demonetisation
 "Rs 21,400 crore in 'inoperative accounts' under tax lens")
I-T dept may lower withholding tax for foreign firms having income in India
They are required to withhold taxes on payment to another party and deposit that tax with the govt
 "I-T dept may lower withholding tax for foreign firms having income in India")
No escape for firms as tax information pours in from other countries: CBDT
India has tax information exchange agreements with 130 countries
 "No escape for firms as tax information pours in from other countries: CBDT")
I-T dept questions Rabri, Tejashwi in Rs 1,000 cr benami case
A special I-T team from Delhi has flown to Patna to assist the IO of the case: Officials
 "I-T dept questions Rabri, Tejashwi in Rs 1,000 cr benami case")