Page 587 - Personal Finance
Tipping Point: Why has EPFO decided to invest in AA+ bonds?
Of current investment of Rs 15,000 cr, EPFO has decided to invest Rs 3,000 cr in AA+ bonds
 "Tipping Point: Why has EPFO decided to invest in AA+ bonds?")
Bank liable for online frauds
Banks are duty bound to take steps to assess risk, provide robust mechanism to prevent, detect fraud
 "Bank liable for online frauds")
Home loans need a more stable benchmark
Household Finance Committee provides suggestions on how participation of households can be enhanced
 "Home loans need a more stable benchmark")
Total return index is a more transparent benchmark
It takes into account dividend payout of constituent stocks to help investors with better ideas
 "Total return index is a more transparent benchmark")
Don't buy diamonds just for investing
Prices of these precious stones are volatile and one needs to have a long investment horizon
 "Don't buy diamonds just for investing")
Mutual funds keep fingers crossed on rules for merger of schemes
Sebi gave more than adequate time to industry to merge schemes; sector could not be up to the mark
 "Mutual funds keep fingers crossed on rules for merger of schemes")
Time to buy? Realty prices are showing signs of revival in select pockets
Developers are likely to start announcing their festive season offers in a few weeks
 "Time to buy? Realty prices are showing signs of revival in select pockets")
Cheap stocks aren't easy to find
It would be prudent to pick stocks trading at much lower valuations than the market average
Secured lending doesn't reduce risk in debt funds
Investors need to look at the portfolio before investing
 "Secured lending doesn't reduce risk in debt funds")
GST: Is input tax credit available for tax paid on mobiles given to staff?
Under GST, input tax credit is available for all inputs used in course of business
 "GST: Is input tax credit available for tax paid on mobiles given to staff?")
Financial Planning: Two strategies to fulfil any investment goal
Systematic investment and withdrawal plans can help build a corpus over the long-term
 "Financial Planning: Two strategies to fulfil any investment goal")
It's tough to buy closed-end funds at exchanges
It's almost impossible to find a seller. In many cases, taxation isn't favourable either
 "It's tough to buy closed-end funds at exchanges")
Retail investors prune expectations
They are willing to accept 10-12% returns from equities, prepared to remain invested for long term
 "Retail investors prune expectations")
Realty check within budget of Rs 1.5-2 crore
A snapshot of average current rates and unit sizes
 "Realty check within budget of Rs 1.5-2 crore")
Tipping Point: Can I open a PPF account in my child's name?
The combined amount that one can invest is capped at Rs 1.5 lakh a year
 "Tipping Point: Can I open a PPF account in my child's name?")
Reader's corner: General Insurance
You can avail tax deduction for premium paid for self, spouse, dependent children, dependent parents
 "Reader's corner: General Insurance")
Deduct tax on select foreign remittances
Payment for children's education or hospitalisation won't attract TDS but payment for services will
 "Deduct tax on select foreign remittances")
Where there is a will, there is a dispute
Giving teeth to nomination, which the insurance industry has done, will ease matters substantially
 "Where there is a will, there is a dispute")
Need to buy a house? You can save 5% with this new home loan
A borrower can save up to 5% in Axis Bank's new product; but if prepaying, don't lower the EMI
 "Need to buy a house? You can save 5% with this new home loan")
Balanced advantage funds rise on MFs' popularity charts
Equity-oriented dynamic asset allocation funds make up nearly a fifth of the balanced category
 "Balanced advantage funds rise on MFs' popularity charts")