Page 614 - Personal Finance
Your Money: Pay tax in proportion to ownership
Unless clarity is maintained, couples who jointly own houses could get into conflict with I-T
 "Your Money: Pay tax in proportion to ownership")
Your Money: Stick to your MF distributor
Shifting to a registered advisor may not necessarily ensure protection from mis-selling
 "Your Money: Stick to your MF distributor")
Tipping Point
The hiking of the premium that the insurer does to cover risks is referred to as loading
Reader's Corner: Mutual funds
Nimesh Shah, MD & CEO, ICICI Prudential Asset Management Company, answers your queries
 "Reader's Corner: Mutual funds")
Your Money: Get ready to pay more for your holiday
From January 22, service tax on tour operators has been doubled
 "Your Money: Get ready to pay more for your holiday")
Harsh Roongta: Credit card default is costly
Borrowers with low credit scores should take secured loans and build up their credit scores faster
 "Harsh Roongta: Credit card default is costly")
Reduce your trading costs with discount brokers
Lower brokerage fee and speedy execution of trades are reasons why you should use these services
 "Reduce your trading costs with discount brokers")
14-day window only: Transfer insurance immediately when buying old vehicles
If not done within 14 days, the insurer can reject vehicle damage claims arising in the future
 "14-day window only: Transfer insurance immediately when buying old vehicles")
Your Money: Choose a wider time span for ELSS
When looking at fund returns, avoid looking at just the past 12 months' performance
 "Your Money: Choose a wider time span for ELSS")
Five mistakes to avoid when investing in an ELSS fund
Here is a look at 5 key pitfalls investors need to avoid when selecting a tax-saver fund this season
 "Five mistakes to avoid when investing in an ELSS fund")
Buy or rent a house? Use these scores to arrive at a logical decision
Whether to buy or rent a property is a complicated decision
 "Buy or rent a house? Use these scores to arrive at a logical decision")
Lost your phone? Here's how you can make your mobile theft-proof
Losing a phone has become even more costly after the government's push for a cashless society
 "Lost your phone? Here's how you can make your mobile theft-proof")
Take note! Claiming LTA is set to get complex from this year
Since the onus has shifted to employers to verify proof from employees, expect more queries
 "Take note! Claiming LTA is set to get complex from this year")
Devangshu Datta: Create a corpus for turnaround stocks
Park money in short-term funds to buy shares on sharp corrections
Sebi allows celebrity endorsements in MFs; issues new ad code
Fund houses required to make simple, effective disclosures, with precise and latest info to investor
Hotspot: Chennai's Sholinganallur preferred by IT sector employees
Population continues to grow rapidly as the influx of IT based workforce is very high
 "Hotspot: Chennai's Sholinganallur preferred by IT sector employees")
Paytm bank: Enough with rumours, here's how your wallet balance will work
Inform the company if you wish to opt out or transfer balance
 "Paytm bank: Enough with rumours, here's how your wallet balance will work")
Your Money: Keep a close eye on your credit score
Credit score tells person's past repayment behaviour and likelihood that he'll repay loans on time
 "Your Money: Keep a close eye on your credit score")
Your Money: Betting on the energy sector
The next tranche of CPSE ETF could be a good opportunity for investors who like sectoral bets
 "Your Money: Betting on the energy sector")
Job profile defines disability
Commission observed permanent total disability would've to be determined by loss of earning capacity
 "Job profile defines disability")